RHB REWARDS CREDIT CARD rewards you with 10x rewards points on your daily essentials spend.
Get up to 10x Reward Points when you spend on movie tickets, overseas spend, online & e-wallet, health & insurance, retail shopping and other categories.
Enjoy daily tee off with no green fee charges at participating golf clubs in Malaysia
| Earn | Spent In |
|---|---|
| 10x Reward Points Per RM 1 | Movie Tickets |
| 4x Reward Points Per RM 1 | Overseas Spend |
| 3x Reward Points Per RM 1 | Online and E-wallet Transaction |
| 2x Reward Points Per RM 1 | Health, Insurance & Retail Shopping |
| 1x Reward Points Per RM 1 | Other Retail Spend |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 Months | 4.88% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 12 Months | 4.88% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 18 Months | 4.88% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 24 Months | 4.88% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 36 Months | 4.88% p.a. with no one-time upfront handling fee | From RM 1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
| 12 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
| 24 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
| 36 months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
| Annual Fee For Primary Card | RM 200 |
|---|---|
| Annual Fee For Supplementary Card | Free |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 15 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 24,000 |
|---|---|
| Minimum Age For Primary Card | 21 to 60 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Anyone |
| Terms and Conditions | Terms and Conditions |
| Product Disclosure Sheet | Product Disclosure Sheet |
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