RHB Islamic World Mastercard Credit Card-i

Apply for RHB Islamic World Mastercard Credit Card-i by RHB

Be rewarded whenever you travel, fill petrol or dine and earn up to 6% cash back!

RHB Islamic World Mastercard Credit Card-i
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Product Highlights

Travel protection
Takaful Coverage

Get travel Takaful coverage of up to RM 200,000!

Premium
Lounge Privileges

Enjoy 5x complimentary access to Plaza Premium Lounges in Malaysia and get 25% discount off the walk-in rate from the 6th visit onward!

Golf
Golf Privileges

Entitled for golf privileges at Permai Golf & Country Club, Sungai Long Golf & Country Club

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Local Transaction For Travelling, Petrol, And Dining 6.0% RM 30 RM 3,500 and above monthly
Local Transaction For Travelling, Petrol, And Dining 2.0% RM 30 RM 2,500 until RM 3,499 monthly
Local Transaction For Travelling, Petrol And Dining 1.0% RM 30 RM 1,000 until RM 2,499 monthly
Overseas Transaction 2.0% RM 100 RM 3,500 and above monthly
Overseas Transaction 1.0% RM 100 RM 2,500 until RM 3,499 monthly
Overseas Transaction 0.5% RM 100 RM 1,000 until RM 2,499 monthly
Other Local Transaction 0.2% Uncapped RM 1,000 and above monthly
  • Cash back are not applicable for cash advance, charity, transaction for petrol in overseas and government spending.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 4% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 7% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 10.99% p.a. with no one-time upfront handling fee From RM 1,000

Rhb Dial An Instalment

36 months
Pay Over With Interest Rate At When You Spend
  6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500 
12 Months 0% p.a. with 5.0% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 7.0% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 9.0% one-time upfront handling fee From RM 2,000

 

Rhb Smart Instalment

48 months
Pay Over With Interest Rate At When You Spend
  6 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
  9 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
  • Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 80,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone