RHB Visa Cash Back Credit Card-i by RHB

Product Highlights

10% Cash Back

Get up to 10% cash back from a variety of essential purchases with this card!

Contactless Payment Technology

Contactless payment technology allows you to pay instantly just by waving your card over secure contactless terminals in stores!

Features

Cash Back

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
Petrol, Groceries, Dining, Utilities and Online Dining / Grocery(Delivery)	0.2%	RM 10 per category	RM1.00 to RM999.99 monthly
Petrol, Groceries, Dining, Utilities and Online Dining / Grocery(Delivery)	1.0%	RM 10 per category	RM1,000 to RM1,999.99 monthly
Petrol, Groceries, Dining, Utilities and Online Dining / Grocery(Delivery)	2.0%	RM 10 per category	RM2,000 to RM 2,499.99 monthly
Petrol, Groceries, Dining and Utilities	5.0%	RM 10 per category	RM2,500 and above monthly
Online Dining / Grocery(Delivery)	10.0%	RM 10 per category	RM2,500 and above monthly
Other Transactions	0.2%	Uncapped	RM1.00 and above monthly

No Cash Back for Cash Advance, Balance Transfer, Quasi Cash, Charity, Government agencies transactions
No Cash Back for Annual Fees, Interest, Late Payment Charges, Card Service Tax and/or any applicable taxes imposed from time to time

Balance Transfer

Balance transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
36 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000

Rhb Smart Instalment

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one-time upfront handling fee	From RM 500
12 Months	0% p.a. with no one-time upfront handling fee	From RM 500
24 Months	0% p.a. with no one-time upfront handling fee	From RM 500
36 months	0% p.a. with no one-time upfront handling fee	From RM 500

Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card	RM 70
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone
Terms and Conditions	Terms and Conditions
Product Disclosure Sheet	Product Disclosure Sheet