RHB Islamic Cash Back Credit Card-i

Apply for RHB Islamic Cash Back Credit Card-i by RHB

Get more cash back when you spend your RHB Islamic Smart Value Credit Card-i on groceries, petrol, online shopping and utility bills!

RHB Islamic Cash Back Credit Card-i
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Product Highlights

Cash back
5% Cash Back

Get up to 5% cash back from a variety of essential purchases with this card!

Payment
Contactless Payment Technology

Contactless payment technology allows you to pay instantly just by waving your card over secure contactless terminals in stores!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Petrol, Groceries, Dining, Utilities and Online Dining / Grocery(Delivery) 0.2% RM 10 per category RM1.00 to RM999.99 monthly
Petrol, Groceries, Dining, Utilities and Online Dining / Grocery(Delivery) 1.0% RM 10 per category RM1,000 to RM1,999.99 monthly
Petrol, Groceries, Dining, Utilities and Online Dining / Grocery(Delivery) 2.0% RM 10 per category RM2,000 to RM 2,499.99 monthly
Petrol, Groceries, Dining and Utilities  5.0% RM 10 per category RM2,500 and above monthly
Online Dining / Grocery(Delivery) 10.0% RM 10 per category RM2,500 and above monthly
Other Transactions 0.2% Uncapped RM1.00 and above monthly
  • No Cash Back for Cash Advance, Balance Transfer, Quasi Cash, Charity, Government agencies transactions 
  • No Cash Back for Annual Fees, Interest, Late Payment Charges, Card Service Tax and/or any applicable taxes imposed from time to time 

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months   4.00% p.a. with no one-time upfront handling fee From RM 1,000
18 Months   7.00% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 10.99% p.a. with no one-time upfront handling fee From RM 1,000

Rhb Dial An Instalment

36 months
Pay Over With Interest Rate At When You Spend
  6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500 
12 Months 0% p.a. with 5.0% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 7.0% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 9.0% one-time upfront handling fee From RM 2,000

 

Rhb Smart Instalment

48 months
Pay Over With Interest Rate At When You Spend
  6 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
  9 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
  • Only applicable for participating merchants

Missing

Fees and Charges

Annual Fee For Primary Card RM 70
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone