SOGO-RHB Credit Card

Apply for SOGO-RHB Credit Card by RHB

Get up to 5% cash back and 1X SOGO reward points whenever you shop in SOGO-KL!

SOGO-RHB Credit Card
Apply

Product Highlights

Fees
20 Days Interest-Free Period

Get 20 days interest free from your statement date if you pay the balance in full and on time!

Points
SOGO Reward Points

Earn up to 1x SOGO reward points and redeem exclusive merchandise!

Cash back
5% Cash Back

Enjoy up to 5% cash back when you shop in SOGO KL Department Store & Supermarket!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
SOGO KL Department Store & Supermarket 5% RM 50 RM 500 and below monthly
SOGO KL Department Store & Supermarket 3% RM 50 RM 501 to RM 1,000 monthly
SOGO KL Department Store & Supermarket 1% RM 50 RM 1,000 and above monthly

 

Rewards

Local rewards
Earn Spent In
1x SOGO Reward Points Per RM 1 SOGO storewide
1x SOGO Reward Points Per RM 2 SOGO supermarket and elsewhere
  • SOGO reward points will expire in 2 years 

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months   4.00% p.a. with no one-time upfront handling fee From RM 1,000
18 Months   7.00% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 10.99% p.a. with no one-time upfront handling fee From RM 1,000

Rhb Dial An Instalment

36 months
Pay Over With Interest Rate At When You Spend
  6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500 
12 Months 0% p.a. with 5.0% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 7.0% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 9.0% one-time upfront handling fee From RM 2,000

 

Rhb Smart Instalment

48 months
Pay Over With Interest Rate At When You Spend
  6 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
  9 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
  • Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card RM 88
Annual Fee For Supplementary Card Free
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone