
Up to 5X Reward Points
Earn 5X Reward Points for all overseas purchases and 1X Reward Points fo local purchases.

Exclusive Golfing Privileges
Get unlimited rounds of golf with no green fee charges at participating golf clubs in Malaysia.

Plaza Premium Lounge Access
Enjoy 5X complimentary visits per year to plaza premium lounges in Malaysia!

Travel Protection
Enjoy travel insurance coverage of up to RM 2,000,000!
Features
Rewards

Earn | Spent On |
---|---|
5 points on every RM1 | Overseas Retail Expenses |
1 point on every RM1 | Local Retail Expenses |
- RHB Reward Points never expire
Rhb Balance Transfer

Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
12 months | 7.30% p.a. and 4% one-time upfront handling fee | from RM1000 |
18 months | 8.67% p.a. and 7% one-time upfront handling fee | from RM1000 |
24 months | 10.22% p.a. and 10.99% one-time upfront handling fee | from RM1000 |
Fees and Charges
Annual fee | Free for life |
---|---|
Annual Fee for Supplementary Card | Free |
Mininum monthly payment | RM50 or 5% of outstanding amount |
Late payment fee | RM10 or 1% of outstanding amount, up to maximum of RM100 |
Cash withdrawal fee | RM15.90 or 5.30% of withdrawn amount, whichever is higher |
Interest rate on cash withdrawals | 18% |
Interest Rate
15% Interest Rate Per Annum | Tier 1: Cardholders with prompt payments for 12 consecutive months |
---|---|
17% Interest Rate Per Annum | Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months. |
18% Interest Rate Per Annum | Tier 3: Cardholders who do not fall under the above categories. |
Requirements
Minimum Annual Income | RM 150,000 |
---|---|
Minimum Age For Primary Card | 21 years old |
Minimum Age For Supplementary Card | 18 years old |
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