| Earn | Spent In |
|---|---|
| 5x Reward Points Per RM 1 | Overseas transactions |
| 1x Reward Points Per RM 1 | Local transactions |
- No reward points will be given for cash advance, charity, petrol and government department transactions
- Reward points never expire
Earn 5X Reward Points when you spend overseas, enjoy complimentary green fees on golfing and experience travel comfort reserved only for the elite. Discover a world of Infinite possibilities unlike any other.
Interest Rate
From 15.0% p.a.
Balance Transfer
0.0 % p.a.
Cashback
N/A
Annual Fee
Free
Enjoy unlimited access to selected Plaza Premium Lounges/ Aerotel in Malaysia and other locations around the globe – Singapore, Hong Kong, Taiwan, Indonesia, England, Philippines, Cambodia, China & Australia.
Enjoy travel insurance coverage of up to RM 2,000,000!
Entitled for golf privileges at Kota Permai Golf & Country Club, Sungai Long Golf & Country Club, Glenmarie Golf & Country Club, Palm Garden Golf Club and Tropicana Golf and Country Resort
| Earn | Spent In |
|---|---|
| 5x Reward Points Per RM 1 | Overseas transactions |
| 1x Reward Points Per RM 1 | Local transactions |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 Months | 4.88% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 12 Months | 4.88% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 18 Months | 4.88% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 24 Months | 4.88% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 36 Months | 4.88% p.a. with no one-time upfront handling fee | From RM 1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
| 12 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
| 24 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
| 36 months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
| Annual Fee For Primary Card | Free |
|---|---|
| Annual Fee For Supplementary Card | Free |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 15 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 150,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Anyone |
| Terms and Conditions | Terms and Conditions |
| Product Disclosure Sheet | Product Disclosure Sheet |
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