Unlimited retail cash back, golfing privileges, and travel insurance. If your world is business and your business is around the world, then the RHB Platinum Business card is definitely for you!
Get unlimited 1% cash back on overseas transactions and unlimited 0.5% cash back on local transactions!
Receive insurance coverage of up to RM 600,000 for free!
Enjoy 5x complimentary access to Plaza Premium Lounges in Malaysia and get 25% discount off the walk-in rate from the 6th visit onward!
| Cash Back Category | Cash Back Rate | Monthly Cap | Spend |
|---|---|---|---|
| Overseas Transactions | 1% | Uncapped | Any amount monthly |
| Local Transactions | 0.5% | Uncapped | Any amount monthly |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 Months | 4.00% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 18 Months | 7.00% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 24 Months | 10.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 Months | 0% p.a. with 2.5% one-time upfront handling fee | From RM 500 |
| 12 Months | 0% p.a. with 5.0% one-time upfront handling fee | From RM 1,000 |
| 18 Months | 0% p.a. with 7.0% one-time upfront handling fee | From RM 1,000 |
| 24 Months | 0% p.a. with 9.0% one-time upfront handling fee | From RM 2,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 Months | 0% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 9 Months | 0% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 12 Months | 0% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 24 Months | 0% p.a. with no one-time upfront handling fee | From RM 1,000 |
| Annual Fee For Primary Card | Free |
|---|---|
| Annual Fee For Supplementary Card | Free |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 15 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Age For Primary Card | 21 years old |
|---|---|
| Who Can Apply | Any business |
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