Maybank Singapore Airlines KrisFlyer American Express® Gold by Maybank

Product Highlights

Earn Singapore Airlines KrisFlyer Miles

Earn 1 KrisFlyer miles per RM2 on all purchases and 2 KrisFlyer miles per RM2 when you buy tickets online at www.singaporeairlines.com

Complimentary Insurance Coverage

Charge your travel fares to the Card to enjoy complimentary Travel Personal Accident coverage of up to RM750,000, as well as Travel Inconvenience coverage!

Plaza Premium Lounge Access

Enjoy 5 times complimentary access per year at all 74 Plaza Premium Lounges in Malaysia and around the world!

Features

Rewards

Earn	Spent In
2x KrisFlyer Miles Per RM 2	Purchase tickets online at www.singaporeair.com*
100,000 KrisFlyer Miles	Minimum spend of RM60,000** within card anniversary date
Bonus 3,000 KrisFlyer Miles	Use your card for the first time

*Valid for flights originating from Malaysia only.
**Utilities and government spend will not be eligible.

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	0.5% p.a. with no one-time upfront handling fee	From RM 1,000
9 Months	0.75% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 1,000
24 Months	0.375% p.a. with no one-time upfront handling fee	From RM 2,000
36 Months	0.413% p.a. with no one-time upfront handling fee	From RM 2,000

Maybank Ezy Pay

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one time upfront handling fee	From RM 50
12 Months	0% p.a. with no one time upfront handling fee	From RM 50
18 Months	0% p.a. with no one time upfront handling fee	From RM 50
24 Months	0% p.a. with no one time upfront handling fee	From RM 50
30 Months	0% p.a. with no one time upfront handling fee	From RM 50
36 Months	0% p.a. with no one time upfront handling fee	From RM 50

Only applicable for participating merchants

Maybank Ezy Pay Plus

Pay Over	With Interest Rate At	When You Spend
6 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
12 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
18 Months	9% p.a. with no one-time upfront handling fee	From RM 3,000 up to RM 30,000
24 Months	9% p.a. with no one-time upfront handling fee	From RM 5,000 up to RM 30,000

Fees and Charges

Annual Fee For Primary Card	RM 250*
Annual Fee For Supplementary Card	RM 125*
Minimum Monthly Payment	RM 25 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*First year waived.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 48,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for Maybank Singapore Airlines KrisFlyer American Express® Gold by Maybank