Maybank MasterCard Platinum by Maybank

Product Highlights

Prestigious MasterCard Platinum Club

Automatic membership to the prestigious MasterCard Platinum Club, with benefits at world-class establishments that include Harrods, Hyatt Hotels, Royal Melbourne golf course and more!

Platinum-class Privileges

Experience the best in entertainment, leisure and the finer things in life with Dewan Filharmonik PETRONAS' world-class concerts and dining offers at the Malaysian Petroleum Club!

Global Acceptance

Enjoy global acceptance and instant cash with over 1 million MasterCard and Cirrus ATMs worldwide, and affiliate banks in over 210 countries!

Features

Rewards

Earn	Spent In
2x TreatsPoints Per RM 1	All transactions during your birthday month
2x TreatsPoints Per RM 1	Overseas transactions
1x TreatsPoints Per RM 1	Local transactions

TreatsPoints expire in 3 years
No TreatsPoints will be rewarded at government bodies

Convert Treats Points Into Air Miles

Convert	Redeem
7,000 TreatsPoints	1,000 Enrich Miles

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	0.5% p.a. with no one-time upfront handling fee	From RM 1,000
9 Months	0.75% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 1,000
24 Months	0.375% p.a. with no one-time upfront handling fee	From RM 2,000
36 Months	0.413% p.a. with no one-time upfront handling fee	From RM 2,000

Maybank Ezy Pay

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one time upfront handling fee	From RM 50
12 Months	0% p.a. with no one time upfront handling fee	From RM 50
18 Months	0% p.a. with no one time upfront handling fee	From RM 50
24 Months	0% p.a. with no one time upfront handling fee	From RM 50
30 Months	0% p.a. with no one time upfront handling fee	From RM 50
36 Months	0% p.a. with no one time upfront handling fee	From RM 50

Only applicable for participating merchants

Maybank Ezy Pay Plus

Pay Over	With Interest Rate At	When You Spend
6 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
12 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
18 Months	9% p.a. with no one-time upfront handling fee	From RM 3,000 up to RM 30,000
24 Months	9% p.a. with no one-time upfront handling fee	From RM 5,000 up to RM 30,000

Fees and Charges

Annual Fee For Primary Card	RM 550
Annual Fee For Supplementary Card	RM 150
Minimum Monthly Payment	RM 25 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 60,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for Maybank MasterCard Platinum by Maybank