Maybank Islamic MasterCard Ikhwan Gold Card

Maybank Islamic MasterCard Ikhwan Gold Card

The card that gives back to charity and sends you to Umrah. Enjoy 5% rebate and 8X Reward points on petrol and groceries with no annual fee!

Profit Rate

From 15.0% p.a.

Balance Transfer

0.0% p.a.

Cashback

up to 5.0%

Annual Fee

Free

Apply
Travelling
Umrah Trip

One weekly Umrah winner (package for 2pax) will be selected to win an Umrah package or holiday package. Every RM200 and above spend in a single receipt = 1 entry

Cash back
5% Cash Back

Earn 5% cash back on all dining and drinks charged to your Maybank American Express card during weekends.

Reward
8X Reward Points

Earn 8X TreatsPoints on groceries and petrol every weekend, and 5X Treatspoints at Petronas on weekdays! Redeem great gifts and rewards!

Charity
Charity Fund

With every spending the bank will contribute 0.1% for charity purposes

Features

Cashback

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
Petrol & Groceries 5% RM 50 any amount monthly on Friday and Saturday only

Rewards

Local rewards
Earn Spent
1 TreatsPoints on every RM1 on all local and overseas expenses
  • TreatsPoints can be used to redeem airline vouchers, catalogue gifts, gadgets, and many more rewards!
  • TreatsPoints expire after 3 years.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6% p.a. and no one-time upfront from handling fee from RM1000
9 Months 9% p.a. and no one-time from upfront handling fee from RM1000
12 Months 0% and 3% one-time upfront handling fee from RM1000
24 Months 4.5% p.a. and no one-time upfront handling fee From RM 2,000
36 Months 4.95% p.a. and no one-time upfront handling fee from RM 2,000
36 Months 8.88% p.a. and no one-time upfront handling fee from RM 5,000

Maybankard Ezy Pay

Easy payment
Pay Over With Interest Rate At When You Transfer
3 months 0% p.a. and no one-time upfront handling fee from RM50
6 months 0% p.a. and no one-time upfront handling fee from RM50
10 months 0% p.a. and no one-time upfront handling fee from RM50
12 months 0% p.a. and no one-time upfront handling fee from RM50
18 months 0% p.a. and no one-time upfront handling fee from RM50
24 months 0% p.a. and no one-time upfront handling fee from RM50
  • Enjoy payment terms of up to 24 months at 0% interest on puchases at participating merchants.

Maybankard Ezy Pay Plus

Flexi payment
Pay Over With Interest Rate At When You Transfer
6 months 9% p.a. and 0% one-time upfront handling fee from RM500 up to RM30000
12 months 9% p.a. and 0% one-time upfront handling fee from RM500 up to RM30000
18 months 9% p.a. and 0% one-time upfront handling fee from RM3000 up to RM30000
24 months 9% p.a. and 0% one-time upfront handling fee from RM5000 up to RM30000

Fees and Charges

Annual fee Free for life
Annual Fee for Supplementary Card Free for life
Mininum monthly payment RM25 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 30,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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