Maybank Islamic Ikhwan American Express Platinum Card-i

Maybank Islamic Ikhwan American Express Platinum Card-i

A Syariah-compliant card that augments your spending by offering 5% cash back and rewarding you with TreatsPoints that you can use to claim excellent rewards!

Profit Rate

From 15.0% p.a.

Balance Transfer

0.0% p.a.

Cashback

up to 5.0%

Annual Fee

Free

Apply
Reward

2X TreatsPoints

Earn 2X TreatsPoints your retail spending and 1X TreatsPoints on EzyPay, EzyPay PLUS, utilities, petrol, education and insurance. Redeem awesome gifts and rewards!

Cash back

5% Cash Back

Earn 5% cash back on all dining and drinks charged to your Maybank American Express card during weekends.

Discount

American Express Selects

Worldwide offers with American Express SELECTS

World

Free Maybank Touch n' Go Zing Card

Get an automatic reload Touch n' Go Zing card that is linked to your Maybank card

Features

Cash Back

Cash Back Category Cash back Rate Monthly Cap Spend
Petrol & Groceries 5% RM 50 on local and overseas spending

Rewards

Earn Spent
1 TreatsPoints on every RM1 on retail spending
  • TreatsPoints can be used to redeem airline vouchers, catalogue gifts, gadgets, and many more rewards!
  • TreatsPoints expire after 3 years.

Balance Transfer

Pay Over With Interest Rate At When You Transfer
6 Months 6% p.a. and no one-time upfront from handling fee from RM1000
9 Months 9% p.a. and no one-time from upfront handling fee from RM1000
12 Months 0% and 3% one-time upfront handling fee from RM1000
24 Months 4.5% p.a. and no one-time upfront handling fee From RM 2,000
36 Months 4.95% p.a. and no one-time upfront handling fee from RM 2,000
36 Months 8.88% p.a. and no one-time upfront handling fee from RM 5,000

Maybankard Ezy Pay

Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM50 
6 months 0% p.a. and no one-time upfront handling fee from RM50 
10 months 0% p.a. and no one-time upfront handling fee from RM50 
12 months 0% p.a. and no one-time upfront handling fee from RM50 
18 months 0% p.a. and no one-time upfront handling fee from RM50 
24 months 0% p.a. and no one-time upfront handling fee from RM50 
  • Enjoy payment terms of up to 24 months at 0% interest on puchases at participating merchants.

Maybankard Ezy Pay Plus

Pay Over With Interest Rate At When You Spend
6 months 9% p.a. and 0% one-time upfront handling fee from RM500 up to RM30000
12 months 9% p.a. and 0% one-time upfront handling fee from RM500 up to RM30000
18 months 9% p.a. and 0% one-time upfront handling fee from RM3000 up to RM30000
24 months 9% p.a. and 0% one-time upfront handling fee from RM5000 up to RM30000

Fees and Charges

Annual fee Free for life
Annual Fee for Supplementary Card Free for life
Mininum monthly payment RM25 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%

*inclusive of 6% GST

Profit Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 30,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

 

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