Maybank Islamic Ikhwan American Express Gold Card-i

Maybank Islamic Ikhwan American Express Gold Card-i

Augment your spending with this Islamic card. Earn up to 2X TreatsPoints that you can use to redeem amazing gifts and rewards!

Profit Rate

From 15.0% p.a.

Balance Transfer

0.0% p.a.

Cashback

N/A

Annual Fee

Free

Apply
Reward

2X TreatsPoints

Earn 2X TreatsPoints your retail spending and 1X TreatsPoints on EzyPay, EzyPay PLUS, utilities, petrol, education and insurance. Redeem awesome gifts and rewards!

Discount

American Express Selects

Worldwide offers with American Express SELECTS

Good

Non-Compounding Charges

Fees are only charged to your outstanding balance

World

Free Maybank Touch n' Go Zing Card

Get an automatic reload Touch n' Go Zing card that is linked to your Maybank card

Features

Rewards

Earn Spent
2 TreatsPoints on every RM1 on retail spending
1 TreatsPoints on every RM1 on utilities, petrol, education, insurance, EzyPay and EzyPay PLUS
  • TreatsPoints can be used to redeem airline vouchers, catalogue gifts, gadgets, and many more rewards!
  • TreatsPoints expire after 3 years.

Balance Transfer

Pay Over With Interest Rate At When You Transfer
6 Months 6% p.a. and no one-time upfront from handling fee from RM1000
9 Months 9% p.a. and no one-time from upfront handling fee from RM1000
12 Months 0% and 3% one-time upfront handling fee from RM1000
24 Months 4.5% p.a. and no one-time upfront handling fee From RM 2,000
36 Months 4.95% p.a. and no one-time upfront handling fee from RM 2,000
36 Months 8.88% p.a. and no one-time upfront handling fee from RM 5,000

Maybankard Ezy Pay

Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM50 
6 months 0% p.a. and no one-time upfront handling fee from RM50 
10 months 0% p.a. and no one-time upfront handling fee from RM50 
12 months 0% p.a. and no one-time upfront handling fee from RM50 
18 months 0% p.a. and no one-time upfront handling fee from RM50 
24 months 0% p.a. and no one-time upfront handling fee from RM50 
  • Enjoy payment terms of up to 24 months at 0% interest on puchases at participating merchants.

Maybankard Ezy Pay Plus

Pay Over With Interest Rate At When You Spend
6 months 9% p.a. and 0% one-time upfront handling fee from RM500 up to RM30000
12 months 9% p.a. and 0% one-time upfront handling fee from RM500 up to RM30000
18 months 9% p.a. and 0% one-time upfront handling fee from RM3000 up to RM30000
24 months 9% p.a. and 0% one-time upfront handling fee from RM5000 up to RM30000

Fees and Charges

Annual fee Free for life
Annual Fee for Supplementary Card Free for life
Mininum monthly payment RM25 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%

*inclusive of 6% GST

Profit Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 30,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

 

Get started here. Please fill in your details.

All fields are required*