Maybank 2 Cards Premier by Maybank

Product Highlights

Up To 5X TreatsPoints

Redeem amazing gifts and deals by collecting 5x TreatsPoints on overseas transactions and 1x TreatsPoints on local transactions!

Travel Insurance Coverage

Get complimentary accidental death and disablement coverage of up to RM2,000,000 when you charge your travel fares to your card!

Premium Lifestyle Privileges

Enjoy a multitude of VIP discounts and privileges at hotels, restaurants and car rentals all over the world. Besides that, you have access to over 86 Golf Clubs in the world!

Features

Rewards

Earn	Spent In
5x TreatsPoints Per RM 1	Overseas transactions
5x TreatsPoints Per RM 1	Local transactions
1x TreatsPoints Per RM 1	All transactions for utilities, education, EzyPay and insurance transactions
10,000x TreatsPoints	Upon card activation

TreatsPoints expire in 3 years
No TreatsPoints will be rewarded at government bodies

Convert Treats Points Into Air Miles

Convert	Redeem
5,000 TreatsPoints	1,000 Air Miles*

*Enrich Miles (MAS) / KrisFlyer Miles (Singapore Airlines) / Asia Miles

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	0.5% p.a. with no one-time upfront handling fee	From RM 1,000
9 Months	0.75% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 1,000
24 Months	0.375% p.a. with no one-time upfront handling fee	From RM 2,000
36 Months	0.413% p.a. with no one-time upfront handling fee	From RM 2,000

Maybank Ezy Pay

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one time upfront handling fee	From RM 50
12 Months	0% p.a. with no one time upfront handling fee	From RM 50
18 Months	0% p.a. with no one time upfront handling fee	From RM 50
24 Months	0% p.a. with no one time upfront handling fee	From RM 50
30 Months	0% p.a. with no one time upfront handling fee	From RM 50
36 Months	0% p.a. with no one time upfront handling fee	From RM 50

Only applicable for participating merchants

Maybank Ezy Pay Plus

Pay Over	With Interest Rate At	When You Spend
6 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
12 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
18 Months	9% p.a. with no one-time upfront handling fee	From RM 3,000 up to RM 30,000
24 Months	9% p.a. with no one-time upfront handling fee	From RM 5,000 up to RM 30,000

Fees and Charges

Annual Fee For Primary Card	RM 800*
Annual Fee For Supplementary Card	Free**
Minimum Monthly Payment	RM 25 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 50,000 p.a.

**Up to 4 supplementary cards.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 100,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for Maybank 2 Cards Premier by Maybank