American Express Platinum Credit Card

Apply for American Express Platinum Credit Card by Maybank

Want to shop like a VIP? This is the card for you where you can get exclusive Platinum privileges and earn up to 5x Membership Rewards Points!

American Express Platinum Credit Card
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Product Highlights

Vip
Platinum VIP Privileges

Receive complimentary games of golf at world class golf courses both in Malaysia and overseas, and save up to 50% on dining at Shangri-La Hotel, Kuala Lumpur.

Travel protection
Complimentary Insurance Coverage

Get Travel Inconvenience coverage and Travel Personal Accident coverage of up to RM 1,000,000 when you charge your travel fares to your card.

Protection
Retail Protection

Get purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year, and get exchange or refund guarantee of up to 90 days!

Features

Rewards

Local rewards
Earn Spent In
5x Membership Rewards Points Per RM 1 All groceries, all cinemas, participating bookstores and telecommunication charges
2x Membership Rewards Points Per RM 1 Local and overseas transactions
1x Membership Rewards Points Per RM 1 All transactions for utilities,petrol, education and insurance transactions
  • No Membership Rewards Points will be rewarded at government bodies

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0.5% p.a. with no one-time upfront handling fee From RM 1,000
9 Months 0.75% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
24 Months 0.375% p.a. with no one-time upfront handling fee From RM 2,000
36 Months 0.413% p.a. with no one-time upfront handling fee From RM 2,000

Maybank Ezy Pay

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with no one time upfront handling fee From RM 50
12 Months 0% p.a. with no one time upfront handling fee From RM 50
18 Months 0% p.a. with no one time upfront handling fee From RM 50
24 Months 0% p.a. with no one time upfront handling fee From RM 50
30 Months 0% p.a. with no one time upfront handling fee From RM 50
36 Months 0% p.a. with no one time upfront handling fee From RM 50
  • Only applicable for participating merchants

Maybank Ezy Pay Plus

Ezy pay
Pay Over With Interest Rate At When You Spend
6 Months 9% p.a. with no one-time upfront handling fee From RM 500 up to RM 30,000
12 Months 9% p.a. with no one-time upfront handling fee From RM 500 up to RM 30,000
18 Months 9% p.a. with no one-time upfront handling fee From RM 3,000 up to RM 30,000
24 Months 9% p.a. with no one-time upfront handling fee From RM 5,000 up to RM 30,000

Fees and Charges

Annual Fee For Primary Card RM 800*
Annual Fee For Supplementary Card RM 550**
Minimum Monthly Payment RM 25 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived.

**First year waived for the first 2 supplementary cards.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone