Hong Leong The Store & Pacific Platinum MasterCard

Apply for Hong Leong The Store & Pacific Platinum MasterCard by Hong Leong Bank

Love to shop at The Store and Pacific department stores? Enjoy up to 6% cash back when you spend at The Store and Pacific and 0.5% cash back on other retail transactions.

Hong Leong The Store & Pacific Platinum MasterCard
Apply

Product Highlights

Cash back
6% Cash Back

Earn up to 6% cash back on travel, petrol, and dining, wherever you are in the world!

Discount
The Store & Pacific Credit Card Special Sale

Get an exclusive invitation to enjoy more discounts, benefits, special promotions and activities during Hong Leong special events.

Shopping
Shopping Privileges With Merchant Partners

Enjoy a host of privileges from hotels to restaurants and many more, anywhere throughout Malaysia.

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
The Store & Pacific 6% RM 75 RM 1,500 and above monthly
The Store & Pacific 3% RM 75 RM 1,500 and below monthly
Other Transactions 0.5% Uncapped Any amount monthly

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 8.99% p.a. with no one-time upfront handling fee From RM 500 
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 8.99% p.a. with no one-time upfront handling fee From RM 2,000
36 Months 8.99% p.a. with no one-time upfront handling fee From RM 2,000

 

Fees and Charges

Annual Fee For Primary Card RM 300*
Annual Fee For Supplementary Card RM 150*
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived when you make 1 transaction within 45 days of card issuance date. Subsequent years waived when you make a minimum of 12 transactions p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone