Hong Leong Mach Visa Signature by Hong Leong Bank

Never fret about overseas transactions again! Enjoy 6 months 0% interest on overseas transactions

Earn bonus miles when you spend locally or overseas, and redeem MAS Enrich miles at a rate of 1,000 Bonus Miles = 1,000 Enrich miles

Enjoy complimentary travel accident and inconvenience insurance coverage of up to RM1.5 million for you and your dependents.

Earn	Spent
1 MAS Enrich Mile on every RM3.	on all local retail expenses
1 MAS Enrich Mile every RM2	on all overseas retail expenses

Pay Over	With Interest Rate At	When You Transfer
6 Months	6.99% p.a. and no one-time upfront from handling fee	from RM1000
12 Months	6.99% p.a. and no one-time from upfront handling fee	from RM1000

Annual fee	Free for life. Principal cardholders only.
Annual Fee for Supplementary Card	RM 318. Free for first 3 supplementary cardholders.
Mininum monthly payment	RM50 or 5% of outstanding amount
Late payment fee	RM10 or 1% of outstanding amount, up to maximum of RM100
Interest rate on cash withdrawals	18%

*inclusive of 6% GST

15% Interest Rate Per Annum	Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum	Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum	Tier 3: Cardholders who do not fall under the above categories.

Minimum Annual Income	RM 100,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old