Are you a movie buff? Enjoy RM 6 off on movie tickets purchased online!
Get 30% off on any popcorn bucket, snacks and drinks when you purchase via GSC online / mobile app and 10% off at GSC counters!
Enjoy RM6 off on movie tickets, any day and any GSC cinemas!
Get 20 days interest free period from the statement date when you've paid your previous balance in full!
| Earn | Spent In |
|---|---|
| 3x GSC Reward Points Per RM 1 | GSC transactions |
| 3x GSC Reward Points Per RM 1 | Overseas transactions |
| 3x GSC Reward Points Per RM 1 | E-commerce transactions |
| 1x GSC Reward Points Per RM 1 | Other retail transactions |
| Bonus 1x GSC Reward Points | Accumulative on other retail transactions equal or above RM 1,000 in a month |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 Months | 6.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 12 Months | 6.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 Months | 8.99% p.a. with no one-time upfront handling fee | From RM 500 |
| 12 Months | 8.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 18 Months | 8.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 24 Months | 8.99% p.a. with no one-time upfront handling fee | From RM 2,000 |
| 36 Months | 8.99% p.a. with no one-time upfront handling fee | From RM 2,000 |
| Annual Fee For Primary Card | RM 150 |
|---|---|
| Annual Fee For Supplementary Card | RM 75 |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 20 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 24,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Anyone |
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