Hong Leong Gold Visa Card

Apply for Hong Leong Gold Visa Card by Hong Leong Bank

Save as much as RM 2,700 in interest payments with an unbelievably low lifetime annual balance transfer interest of 6.99% with this Gold Visa card from Hong Leong!

Hong Leong Gold Visa Card
Apply

Product Highlights

Travel protection
Travel Insurance Coverage

Get up to RM 750,000 travel insurance coverage!

Free
20 Days Interest-Free Period

Get 20 days interest free period from the statement date when you've paid your previous balance in full!

Good
Hong Leong Touch 'n Go Zing Card

The Zing Card is linked to your card and every time it dips below RM50, it will automatically reload RM100.

Features

Rewards

Rewards
Earn Spent In
1x Rewards Points Per RM 1 All retail transactions

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 8.99% p.a. with no one-time upfront handling fee From RM 500 
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 8.99% p.a. with no one-time upfront handling fee From RM 2,000
36 Months 8.99% p.a. with no one-time upfront handling fee From RM 2,000

 

Fees and Charges

Annual Fee For Primary Card RM 160*
Annual Fee For Supplementary Card RM 80*
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived when you make 1 transaction within 45 days of card issuance date. Subsequent years waived when you spend a minimum of RM 8,000 p.a. or make a minimum of 12 transactions p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone