Hong Leong Fortune Visa Card

Apply for Hong Leong Fortune Visa Card by Hong Leong Bank

With every transaction you make, you earn real cash in return, which you can access anytime. So the more you charge to your credit card, the more cash in your pocket.

Hong Leong Fortune Visa Card
Apply

Product Highlights

Interest
Earn Interest On Your Real Cash Earnings

Your Real Cash Earnings balance will also be earning interest which is based on the prevailing Hong Leong Bank 3-month fixed deposit rate.

Cash advance
Up to RM1,800 Extra Real Cash Earnings

On your card's anniversary, you can earn as much as RM 1,800 in real cash!

No expiry
Cash Earned Never Expires

The cash you earn is yours to use as you wish and you can make withdrawals anytime at any Hong Leong Bank ATM!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
All Transactions 1% RM 50 Any amount monthly

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 8.99% p.a. with no one-time upfront handling fee From RM 500 
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 8.99% p.a. with no one-time upfront handling fee From RM 2,000
36 Months 8.99% p.a. with no one-time upfront handling fee From RM 2,000

 

Fees and Charges

Annual Fee For Primary Card RM 160*
Annual Fee For Supplementary Card RM 80*
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Waived when you spend a minimum of RM 8,000 p.a or make a minimum of 12 transactions p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone