Hong Leong Air Asia Gold Visa Credit Card by Hong Leong Bank

Product Highlights

Air Asia BIG Point Boost

Get 1 BIG Point every RM2 overseas spend and RM5 local spend

BIG Points Bonus

Enjoy 1 BIG Point for every RM1 AirAsia flight booking spend.

Features

Rewards

Earn	Spent In
1 Points Per RM 1	Air Asia transactions
1 Points Per RM 2	Overseas transactions
1 Points Per RM 5	Local transactions

Balance Transfer

Balance transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	6.99% p.a. and no one-time upfront from handling fee	from RM1000
12 Months	6.99% p.a. and no one-time from upfront handling fee	from RM1000

Flexi Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 Months	8.99% p.a. with no one-time upfront handling fee	From RM 500
12 Months	8.99% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	8.99% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	8.99% p.a. with no one-time upfront handling fee	From RM 2,000
36 Months	8.99% p.a. with no one-time upfront handling fee	From RM 2,000

Fees and Charges

Annual Fee For Primary Card	RM 200*
Annual Fee For Supplementary Card	RM 80
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*First year free waived when minimum 1 swipe within 45 days from card issuance date

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 to 65 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone