CIMB Visa Platinum

Apply for CIMB Visa Platinum by CIMB Bank

Earn bonus points whenever you spend and use your points to redeem exclusive gifts OR pay for goods and services!

CIMB Visa Platinum
Apply

Product Highlights

Points
Earn Bonus Points

Earn 1 Bonus Point for every RM1 spent with your CIMB Bank credit card and redeem gifts from the CIMB Member's Catalogue

Payment
Pay With Points

Use your Bonus Points to pay for purchases at participating merchant outlets via Pay with Points.

Installment
CIMB 0% Easy Pay

Enjoy up to 36 months of interest-free instalment payment on your next shopping spree

Features

Rewards

Local rewards
Earn Spent In
1 CIMB Bonus Point Per RM 1  All retail expenses
  • Your CIMB Bonus Points expire in 3 years.

Cimb Balance Transfer Plan

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 5.99% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 7.99% p.a. with no one-time upfront handling fee From RM 1,000

Cimb 0% Easy Pay

Easy payment
Pay Over With Interest Rate At When You Spend
12 Months 0% p.a. with no one-time upfront handling fee From RM 50
24 Months 0% p.a. with no one-time upfront handling fee From RM 50
36 Months 0% p.a. with no one-time upfront handling fee From RM 50

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is  higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher.
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Malaysians only