CIMB Islamic Bank Petronas Gold Credit Card by CIMB Bank

Product Highlights

7% Petrol Cash Back

Enjoy up to 7% cash rebate on all petrol expenses at Petronas stations nationwide!

Special Motor Discounts

Enjoy special discounts at CARs International and Raytech FIlms!

CIMB 0% Easy Pay

Enjoy up to 36 months of interest-free instalment payment on your next shopping spree

Features

Cash Back

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
Petronas Spend	7%	RM50	From RM 3,000 and above
Petronas Spend	3%	RM50	Up to RM 2,999
Other Retail	0.2%	Uncapped	Any amount monthly

Cash rebate is not valid for any petrol brand besides Petronas.

Cimb Balance Transfer Plan

Balance transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	5.99% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	7.99% p.a. with no one-time upfront handling fee	From RM 1,000

Cimb 0% Easy Pay

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 50
24 Months	0% p.a. with no one-time upfront handling fee	From RM 50
36 Months	0% p.a. with no one-time upfront handling fee	From RM 50

Fees and Charges

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher.
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Malaysians only