CIMB Platinum MasterCard by CIMB Bank

Earn 1 Bonus Point for every RM1 spent with your CIMB Bank credit card and redeem gifts from the CIMB Member's Catalogue

Use your Bonus Points to pay for purchases at participating merchant outlets via Pay with Points.

Enjoy up to 36 months of interest-free instalment payment on your next shopping spree

Earn	Spent In
1 CIMB Bonus Point Per RM 1	All retail expenses

Pay Over	With Interest Rate At	When You Transfer
6 Months	5.99% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	7.99% p.a. with no one-time upfront handling fee	From RM 1,000

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 50
24 Months	0% p.a. with no one-time upfront handling fee	From RM 50
36 Months	0% p.a. with no one-time upfront handling fee	From RM 50

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher.
Interest Rate On Cash Withdrawals	18% p.a.

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Malaysians only