Enjoy the benefits of a CIMB MasterCard in this Shariah-compliant card!
Earn bonus points and enjoy discounts at over 500 merchants.
Enjoy up to 36 months of interest-free instalment payment on your next shopping spree
Accumulate your bonus points and convert into Airmiles!
| Earn | Spent In |
|---|---|
| 1 CIMB Bonus Point Per RM 1 | All retail spends |
| Convert | Redeem |
|---|---|
| 10,000 Bonus Point | 1,000 Enrich Miles |
| 8,000 Bonus Point | 1,000 AirAsia BIG Points |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 Months | 5.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 12 Months | 7.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 12 Months | 0% p.a. with no one-time upfront handling fee | From RM 50 |
| 24 Months | 0% p.a. with no one-time upfront handling fee | From RM 50 |
| 36 Months | 0% p.a. with no one-time upfront handling fee | From RM 50 |
| Annual Fee For Primary Card | Free |
|---|---|
| Annual Fee For Supplementary Card | Free |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 15 or 5% of the withdrawn amount, whichever is higher. |
| Interest Rate On Cash Withdrawals | 18% p.a. |
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 24,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Malaysians only |
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