CIMB e- Credit Card by CIMB Bank

Product Highlights

CIMB Bonus Points

Get up to 12x bonus points on online, e-wallet, auto-billing payment and in-store every 10th of the month (Special Day) spent globally with CIMB featured partners

CIMB e-Day

Exchange your bonus points every 10th of every month.

Features

Rewards

Earn	Spent In
12 CIMB Bonus Point Per RM 1	Online/contactless transaction for Strategic Partner Special Day
10 CIMB Bonus Point Per RM 1	Online/contactless transaction on Special Day
5 CIMB Bonus Point Per RM 1	Online transaction on Normal Day
1 CIMB Bonus Point Per RM 1	Contactless transaction on Normal Day
1 CIMB Bonus Point Per RM 1	in-store PIN purchases (Everyday)

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	5.99% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	7.99% p.a. with no one-time upfront handling fee	From RM 1,000

Cimb 0% Easy Pay

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 50
24 Months	0% p.a. with no one-time upfront handling fee	From RM 50
36 Months	0% p.a. with no one-time upfront handling fee	From RM 50

Fees and Charges

Annual Fee For Primary Card	RM 100*
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher.
Interest Rate On Cash Withdrawals	18% p.a.

*Free for first year waived and when you spend RM 12,000 anually for the subsequent years.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for CIMB e- Credit Card by CIMB Bank