CIMB Enrich Platinum Mastercard by CIMB Bank

Earn bonus miles when you spend locally or overseas, and redeem MAS Enrich miles at a rate of 1,000 Bonus Miles = 1,000 Enrich miles

Gain unlimited access to MAS Golden Lounges both in and out of Malaysia

Enjoy up to 36 months of interest-free instalment payment on your next shopping spree

Earn	Spent In
1 Bonus Mile Per RM 4	Locally & overseas

Redeem MAS Enrich miles at a rate of 1,000 Bonus Miles = 1,000 MAS Enrich Miles.
Your Bonus Miles expire in 3 years.

Pay Over	With Interest Rate At	When You Transfer
6 Months	5.99% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	7.99% p.a. with no one-time upfront handling fee	From RM 1,000

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 50
24 Months	0% p.a. with no one-time upfront handling fee	From RM 50
36 Months	0% p.a. with no one-time upfront handling fee	From RM 50

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher.
Interest Rate On Cash Withdrawals	18% p.a.

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Malaysians only

Apply for CIMB Enrich Platinum Mastercard by CIMB Bank