The BSN Visa Cash Back Credit Card gives you up to 5% Cash Back on your groceries, dining, petrol and other categories. It's the time to enjoy more saving from your everyday spend by getting this card today!
Get up to 5% cashback when you shop for groceries, dine at your favourite restaurant and fill up your tank, capped at RM 15 per month.
The Touch 'n Go auto-reload card is linked to this card so you can enjoy fantastic toll rebates and discounts!
Travel with peace of mind with complimentary travel accident insurance up to RM 300,000
| Cash Back Category | Cash Back Rate | Monthly Cap | Spend |
|---|---|---|---|
| Groceries, Dining and Petrol | 5% | RM 15 | From RM 3,000 and above monthly |
| Groceries, Dining and Petrol | 1% | RM 15 | From RM 1,000 up to RM 2,999 monthly |
| Groceries, Dining and Petrol | 0.2% | RM 15 | From RM 1 up to RM 999 monthly |
| Overseas Spend | 1% | - | From RM 1 and above monthly |
| Other Spend | 0.2% | - | From RM 1 and above monthly |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 3 Months | 0.3% p.a. with no one-time upfront handling fee | From RM 500 |
| 6 Months | 0.3% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 9 Months | 0.3% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 12 Months | 0% p.a. with no one-time upfront handling fee for the first 6 months, 0.3% p.a. with no one-time upfront handling fee for the subsequent years | From RM 1,000 |
| 12 Months | 0% p.a. with no one-time upfront handling fee (limited time only) | From RM 1,000 |
| 24 Months | 0% p.a. with no one-time upfront handling fee for the first 12 months, 0.375% p.a. with no one-time upfront handling fee for the subsequent years | From RM 1,000 |
| 36 Months | 0.375% p.a. with no one-time upfront handling fee | From RM 2,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 Months | 3% one-time upfront handling fee | RM 500 |
| 12 Months | 4% one-time upfront handling fee | RM 1,000 |
| 24 Months | 5% one-time upfront handling fee | RM 2,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
| 36 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
| Annual Fee For Primary Card | Free |
|---|---|
| Annual Fee For Supplementary Card | Free |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 75 |
| Cash Withdrawal Fee | RM 10 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
|
15% Per Annum |
Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
|
17% Per Annum |
Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
|
18% Per Annum |
Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 48,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Malaysians |
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