BSN G-Card Al- Aiman Visa Credit Card

Apply for BSN G-Card Al- Aiman Visa Credit Card by Bank Simpanan Nasional

The BSN Al-Aiman G-Card Visa credit card is a Shariah-based card designed exclusively for Malaysian Government employees and offers unique benefits and privileges.

BSN G-Card Al- Aiman Visa Credit Card
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Product Highlights

Reward
BSN Rewards

Get 2,000 Happy Points when you swipe 3 times within 30 days from your card approval date.

Good
BSN Autobilling

Automatically pay your bills each months with BSN Credit Card!

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BSN Merchant Privileges

Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants.

Features

Rewards

Reward

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
3 Months 0.3% p.a. with no one-time upfront handling fee From RM 500
6 Months 0.3% p.a. with no one-time upfront handling fee From RM 1,000
9 Months 0.3% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with no one-time upfront handling fee for the first 6 months, 0.3% p.a. with no one-time upfront handling fee for the subsequent years From RM 1,000
12 Months 0% p.a. with no one-time upfront handling fee (limited time only) From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee for the first 12 months, 0.375% p.a. with no one-time upfront handling fee for the subsequent years From RM 1,000
36 Months 0.375% p.a. with no one-time upfront handling fee From RM 2,000

Instalment Pay Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 3% one-time upfront handling fee RM 500 
12 Months 4% one-time upfront handling fee RM 1,000
24 Months 5% one-time upfront handling fee RM 2,000 

Easy Pay Plan

48 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
36 Months 0% p.a. with no one-time upfront handling fee From RM 500
  •  Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 75
Cash Withdrawal Fee RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

 

Interest Rate

8.88% Per Annum

Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months

13% Per Annum

Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle

17.5% Per Annum

Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Malaysians Government Employees