Earn 1 reward point for every RM10 spent, which can be used to redeem excellent gifts and rewards.
Earn reward points at a rate of 1 point for every RM10 spent. You can also choose to convert your points into cash at a rate of RM0.1 for every 10 points!
Enjoy free Takaful travel protection, protection on outstanding balance and free Takaful benevolence expenses of RM 1,000
Enjoy a low profit rate of 13.5% with the Bank Rakyat Credit Card-i!
| Earn | Spent In |
|---|---|
| 1 Rakyat Reward Point Per RM 10 | All expenses |
| Pay Over | With Interest Rate At |
|---|---|
| 3 Months | 3% p.a. |
| 4th Months Onwards | 13.5% p.a. |
| Annual Fee For Primary Card |
RM 388* |
|---|---|
| Annual Fee For Supplementary Card |
RM 150* |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 21.20 or 3% of the withdrawn amount depending on the amount for every transaction |
| Interest Rate On Cash Withdrawals | 18% p.a. |
*Free for the first year if the card is used once in the year
| Tiers | Criteria | Profit Rate Per Annum |
|---|---|---|
| Tier 1: Minimum payment received before or on Payment Due Date for 9 consecutive months. | Non-Member of Bank Rakyat Shares | 13.5% |
| Member of Bank Rakyat Shares | 13.0% | |
| Tier 2: Minimum payment received before or on Payment Due Date for 6 months or more within 9 months. | Non-Member of Bank Rakyat Shares | 17.0% |
| Member of Bank Rakyat Shares | 15.5% | |
| Tier 3: Cardmembers who do not fall within the above categories | Non-Member of Bank Rakyat Shares | 18.0% |
| Member of Bank Rakyat Shares | 17.0% |
| Minimum Annual Income | RM 60,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Anyone |
Thank you for choosing Loanstreet!
You have chosen the
