Bank Islam Explorer Platinum Card-i

Apply for Bank Islam Explorer Platinum Card-i by Bank Rakyat

Enjoy 5% Cashback for all airlines and hotel bookings, no extra fees for overseas transactions anymore!

Bank Islam Explorer Platinum Card-i
Apply

Product Highlights

Premium
Free Access To Plaza Premium Lounge

Get 3x free access the Plaza Premium Airport Lounges for a year at Nationwide International Airports!

Cash back
Up to 5% Cash Back

Enjoy up to 5% cash back monthly on your spend!

Features

Rewards

Reward
Earn Spent In
1 Rakyat Reward Point Per RM 10 All expenses
  • Your Rakyat Reward Points never expire!
  • Convert Rakyat Rewards Points into cash. 10 points = RM 0.10.

Fees and Charges

Annual Fee For Primary Card

Free

Annual Fee For Supplementary Card

Free

Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 21.20 or 3% of the withdrawn amount depending on the amount for every transaction
Interest Rate On Cash Withdrawals 18% p.a.

*Free for the first year if the card is used once in the year

Interest Rate

Tiers Criteria Profit Rate Per Annum
Tier 1 Non-Member of Bank Rakyat Shares 13.5%
Member of Bank Rakyat Shares 13.0%
Tier 2 Non-Member of Bank Rakyat Shares 17.0%
Member of Bank Rakyat Shares 15.5%
Tier 3 Non-Member of Bank Rakyat Shares 18.0%
Member of Bank Rakyat Shares 17.0%

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone