Alliance Visa Infinite Card

Apply for Alliance Visa Infinite Card by Alliance Bank

Get Timeless Bonus Points that let you redeem free flights and holidays faster than any other card!

Alliance Visa Infinite Card
Apply

Product Highlights

Free
Fly for Free

Earn up to 5X Timeless Bonus Points that enable you to redeem free flights from AirArsia and MAS, merchandise, and shopping vouchers!

Reward
Loyalty Rewards

Receive annual rewards redeemable for flight tickets, travel packages, hotel accomodations, and travel-related services from travel hotline.

Pass
Complimentary Priority Pass Membership

Enjoy unlimited complimentary access to over 850 VIP lounges in more than 100 countries and 300 cities worldwide!

Travel protection
Free Travel Protection

Enjoy free travel insurance coverage of up to RM 1,000,000 when you charge your air tickets to this card. Also enjoy free personal accident insurance of up to RM 100,000

Features

Rewards

Local rewards
Earn Spent
5 Timeless Bonus Points on every RM1 spent. on all overseas spending
2 Timeless Bonus Points on every RM1 spent. on all local spending
  • Your bonus points will never expire.
  • Petrol and government transactions do not earn bonus points.
  • Use your bonus points to earn amazing gifts, gadgets, and even air miles!

Alliance Bank Flexible Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 2.5% one-time upfront handling fee from RM500
12 months 5.5% one-time upfront handling fee from RM500
18 months 7% one-time upfront handling fee from RM1000
24 months 8% one-time upfront handling fee from RM1000
  • Flexible Payment Plan (FPP) allows you to convert any retail purchases made with your Alliance Bank Credit Card at any merchant into manageable fixed installment amounts.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 months 6.99% p.a. and no one-time upfront handling fee from RM1000
18 months 6% p.a. and no one-time upfront handling fee from < RM1000
24 months 7.99% p.a. and no one-time upfront handling fee from RM1000

Fees and Charges

Annual fee
  • RM848.
  • Waived if you spend RM30,000 a year.
Annual Fee for Supplementary Card Free
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 150,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old