Alliance Bank Visa Platinum Card

Apply for Alliance Bank Visa Platinum Card by Alliance Bank

Earn 8X Timeless Bonus Points for all online transactions !

Alliance Bank Visa Platinum Card
Apply

Product Highlights

Redemption
E-Shopping Favourite

Get 8 TBP for every RM1 spent online with this card. With no expiry date, Alliance Bank allows you the luxury to redeem your TBP and pamper yourself with attractive gifts anytime you want.

Free
Annual Fee Waived

Annual fee waived if the card is swipe 12 times a year.

Features

Rewards

Local rewards
Earn Spent In
8 Timeless Bonus Points Per RM 1 All Online Shopping
8 Timeless Bonus Points Per RM 1 E-Wallet Top Up
3 Timeless Bonus Points Per RM1 All Overseas Transaction
1 Timeless Bonus Points Per RM 1 All local spending
  • Your Timeless bonus points will never expire

Balance Transfer

Balance transfer img
Pay Over With Interest Rate At When You Transfer
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 6.00% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 7.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment img
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500
12 Months 0% p.a. with 5.5% one-time upfront handling fee From RM 500
18 Months 0% p.a. with 7.0% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 8.0% one-time upfront handling fee From RM 1,000

Fees and Charges

Annual Fee For Primary Card RM 120*
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Annual fee waived if you swipe 12 times a year of any amount

Interest Rate

15% Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months
18% Per Annum Tier 3: Cardholders who do not fall under the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Malaysians only