Alliance Bank MasterCard Classic
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Earn | Spent In |
---|---|
1 Timeless Bonus Points Per RM1 | All local and overseas spending |
- Your Timelessbonus points will never expire
Swipe your card and redeem free flight from Malaysia Airline or Air Asia. Get the Timeless Bonus Points that will never expire!
Interest Rate
From 15.0% p.a.
Balance Transfer
6.0 % p.a.
Cashback
N/A
Annual Fee
RM 68.00
Redeem flights at a rate of 6000 TBP= 1000 Enrich Miles (MAS), and 3000TBP=1000 Big Points (AirAsia)
Withdraw a cash advance of up to 100% of your credit limit.
Zero interest for retail transactions if payment made within 20 days (if all the transaction from previous month have been paid)
Earn | Spent In |
---|---|
1 Timeless Bonus Points Per RM1 | All local and overseas spending |
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
12 Months | 6.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
18 Months | 6.00% p.a. with no one-time upfront handling fee | From RM 1,000 |
24 Months | 7.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 Months | 0% p.a. with 2.5% one-time upfront handling fee | From RM 500 |
12 Months | 0% p.a. with 5.5% one-time upfront handling fee | From RM 500 |
18 Months | 0% p.a. with 7.0% one-time upfront handling fee | From RM 1,000 |
24 Months | 0% p.a. with 8.0% one-time upfront handling fee | From RM 1,000 |
Annual Fee For Primary Card | RM 68* |
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Annual Fee For Supplementary Card | RM 20 |
Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
Cash Withdrawal Fee | RM 15 or 5% of the withdrawn amount, whichever is higher |
Interest Rate On Cash Withdrawals | 18% p.a. |
*Annual fee waived if you spend RM 5,000 p.a. and swipe 12 times a year
15% Per Annum | Tier 1: Cardholders with prompt payments for 12 consecutive months |
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17% Per Annum | Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months |
18% Per Annum | Tier 3: Cardholders who do not fall under the above categories |
Minimum Annual Income | RM 24,000 |
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Minimum Age For Primary Card | 21 years old |
Minimum Age For Supplementary Card | 18 years old |
Who Can Apply | Malaysians only |
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