AFFINBANK Visa Gold

Apply for AFFINBANK Visa Gold by Affin Bank

With the AFFINBANK Visa Gold, you can enjoy low finance charges and collect reward points!

AFFINBANK Visa Gold
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Product Highlights

Travel protection
Flight & Travel Personal Accident Insurance

With this card, you can get complimentary insurance coverage up to RM500,000 when you charge your full airline fare to the card!

Points
AFFIN Rewards Points

Get to earn 1 AFFIN rewards points for every RM 1 spent on any retail transactions!

Lowinterest
Low Finance Charges

Get to enjoy finance charge as low as 12% per annum on your retail purchases when you make minimum payment by the payment due date!

Features

Rewards

Rewards
Earn Spent In
1x Rewards Points Per RM 1 All retail transactions

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 2% one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 4% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 5% one-time upfront handling fee From RM 2,000
24 Months 0% p.a. with 6% one-time upfront handling fee  From RM 2,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

Easy Instalment Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 2% one-time upfront handling fee From RM 500
12 Months 0% p.a. with 4% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 5% one-time upfront handling fee From RM 2,000
24 Months 0% p.a. with 6% one-time upfront handling fee From RM 2,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

Fees and Charges

Annual Fee For Primary Card RM 150*
Annual Fee For Supplementary Card RM 75*
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 5 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 50
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 17.5% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 24,000 p.a. or make a minimum of 12 transactions p.a.

Interest Rate

12% Per Annum

Tier 1: Cardmembers who promptly settle their minimum payment before or on the payment due date

17.5% Per Annum

Tier 2: Cardmembers who settle their minimum payment after the payment due date

Requirements

Minimum Annual Income RM 30,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone