AFFINBANK - Visa Business Platinum by Affin Bank

Get unlimited 1% cash back on overseas transactions and unlimited 0.5% cash back on local transactions!

Contactless payment technology allows you to pay instantly just by waving your card over secure contactless terminals in stores!

Cash Back Category	Cash Back Rate	Monthly Cap	Condition
Overseas Retail Spend	1%	-	Any Amount Monthly
Local Retail Spend	0.3%	-	Any Amount Monthly

Pay Over	With Interest Rate At	When You Transfer
6 Months	0% p.a. with 2% one-time upfront handling fee	From RM 1,000
12 Months	0% p.a. with 4% one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with 5% one-time upfront handling fee	From RM 2,000
24 Months	0% p.a. with 6% one-time upfront handling fee	From RM 2,000
36 Months	0% p.a. with 7% one-time upfront handling fee	From RM 3,000

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with 2% one-time upfront handling fee	From RM 500
12 Months	0% p.a. with 4% one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with 5% one-time upfront handling fee	From RM 2,000
24 Months	0% p.a. with 6% one-time upfront handling fee	From RM 2,000
36 Months	0% p.a. with 7% one-time upfront handling fee	From RM 3,000

Annual Fee For Primary Card	RM 300*
Annual Fee For Supplementary Card	N/A
Mininum Monthly Payment	RM 50 or 5% of outstanding amount, whichever is higher.
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*First 2 yeas free waived when you spend RM 36,000 or swipe 12 times per year in the subsequesnt years.

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 48,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	-
Who Can Apply	Any Business

Apply for AFFINBANK - Visa Business Platinum by Affin Bank