AFFINBANK - Mastercard Gold

Apply for AFFINBANK - Mastercard Gold by Affin Bank

Bigger rewards, greater privileges with AFFINBANK Mastercard Gold.

AFFINBANK - Mastercard Gold
Apply

Product Highlights

Points
AFFIN Rewards Points

Get to earn 1 AFFIN rewards points for every RM 1 spent on any retail transactions!

Features

Fees and Charges

Annual Fee For Primary Card RM 150*
Annual Fee For Supplementary Card RM 75
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 24,000 p.a. or make a minimum of 12 transactions p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone