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AFFIN ISLAMIC Platinum MasterCard

Apply for AFFIN ISLAMIC Platinum MasterCard by Affin Bank

Receive low finance rates and earn rewards points with AFFIN ISLAMIC Platinum MasterCard!

AFFIN ISLAMIC Platinum MasterCard
Apply

Product Highlights

Travel protection
Flight & Personal Accident Takaful

You can get up to RM 1,000,000 flight and personal accident takaful coverage with this card!

Guarantee
Funeral Expenses Coverage

You will be covered under complimentary Funeral Expenses Coverage of RM1,000 using AFFIN ISLAMIC Mastercard Credit Card-i!

Points
AFFIN Rewards Points

Get to earn 2 AFFIN rewards points for every RM 1 spent on overseas retail transactions and 1 AFFIN rewards points for every RM 1 spent on local retail transactions!

Features

Rewards

Rewards
Earn Spent In
2x Rewards Points Per RM 1 Overseas retail transactions
1x Rewards Points Per RM 1 Local retail transactions

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 1.5% one-time upfront handling fee From RM 3,000
12 Months 0% p.a. with no one-time upfront handling fee  From RM 5,000*
12 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 3,000
18 Months 0% p.a. with 5% one-time upfront handling fee From RM 3,000
24 Months 0% p.a. with 6% one-time upfront handling fee  From RM 3,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

*Only for new applicants 

Fees and Charges

Annual Fee For Primary Card RM 330*
Annual Fee For Supplementary Card RM 150*
Mininum Monthly Payment 5% of the outstanding amount
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 36,000 p.a. or make a minimum of 12 transactions p.a.

Interest Rate

12.0% Per Annum

Tier 1: Cardmembers who promptly settle their minimum payment before or on the payment due date

18.0% Per Annum

Tier 2: Cardmembers who settle their minimum payment after the payment due date

Requirements

Minimum Annual Income RM 48,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone