AFFIN ISLAMIC MasterCard Classic

Apply for AFFIN ISLAMIC MasterCard Classic by Affin Bank

Enjoy numerous privileges and benefits by carrying AFFIN ISLAMIC Mastercard Classic!

AFFIN ISLAMIC MasterCard Classic

Product Highlights

Travel protection
Flight & Personal Accident Takaful

You can get up to RM 250,000 flight and personal accident takaful coverage with this card!

AFFIN Rewards Points

Get to earn 1 AFFIN rewards points for every RM 1 spent on any retail transactions!

Funeral Expenses Coverage

You will be covered under complimentary Funeral Expenses Coverage of RM1,000 using AFFIN ISLAMIC Mastercard Credit Card-i!



Earn Spent In
1x Rewards Points Per RM 1 All retail transactions

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 1.5% one-time upfront handling fee From RM 3,000
12 Months 0% p.a. with no one-time upfront handling fee  From RM 5,000*
12 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 3,000
18 Months 0% p.a. with 5% one-time upfront handling fee From RM 3,000
24 Months 0% p.a. with 6% one-time upfront handling fee  From RM 3,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

*Only for new applicants 

Fees and Charges

Annual Fee For Primary Card RM 50*
Annual Fee For Supplementary Card RM 35*
Mininum Monthly Payment 5% of the outstanding amount
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 17.5% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 12,000 p.a. or make a minimum of 12 transactions p.a.

Interest Rate

12.0% Per Annum

Tier 1: Cardmembers who promptly settle their minimum payment before or on the payment due date

17.5% Per Annum

Tier 2: Cardmembers who settle their minimum payment after the payment due date


Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone