AFFIN ISLAMIC MasterCard Basic

Apply for AFFIN ISLAMIC MasterCard Basic by Affin Bank

The card that bring you a world of privileges and payment convenience!

AFFIN ISLAMIC MasterCard Basic
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Product Highlights

Travel protection
Flight & Personal Accident Takaful

You can get up to RM 250,000 flight and personal accident takaful coverage with this card!

Lowinterest
Low Finance Charges

Get to enjoy finance charge as low as 12% per annum on your retail purchases when you make minimum payment by the payment due date!

Guarantee
Funeral Expenses Coverage

You will be covered under complimentary Funeral Expenses Coverage of RM1,000 using AFFIN ISLAMIC Mastercard Credit Card-i!

Features

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 1.5% one-time upfront handling fee From RM 3,000
12 Months 0% p.a. with no one-time upfront handling fee  From RM 5,000*
12 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 3,000
18 Months 0% p.a. with 5% one-time upfront handling fee From RM 3,000
24 Months 0% p.a. with 6% one-time upfront handling fee  From RM 3,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

*Only for new applicants 

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Mininum Monthly Payment 5% of the outstanding amount
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 17.5% p.a.

Interest Rate

12.0% Per Annum

Tier 1: Cardmembers who promptly settle their minimum payment before or on the payment due date

17.5% Per Annum

Tier 2: Cardmembers who settle their minimum payment after the payment due date

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone