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| Condition | Origin | Maximum Tenure | Margin Of Finance | Interest Rate |
|---|---|---|---|---|
Condition:New |
Origin:Local |
Maximum Tenure:9 years |
Margin Of Finance:90% |
Interest Rate:BR + 2.96% |
Origin:Foreign |
Maximum Tenure:9 years |
Margin Of Finance:90% |
Interest Rate:BR + 2.96% |
| Description | New Vehicles |
|---|---|
| Stamp Duties (Hirer) |
Stamp Duties:RM 40.00 |
| Stamp Duties (Guarantor) | RM 7.00 for account with 1 guarantor |
| Late Payment Fee | 1% on outstanding amount |
| Supplementary HP-i Agreement | RM 30.00 |
| Redemption statement (as requested by third party) | RM 30.00 per request |
| Discharge and release letter (as requested by third party) | RM 30.00 per request |
| Financial Information Services (FIS) Data Reference | RM 4.20 per transaction |
| Request for retrieval and copy of documents / Additional HP-i statement / Issuance of letter of consent for transfer of vehicle from East Malaysia to West Malaysia and vice versa / Issuance of letter of undertaking for insurance/ TAKAFUL claim / Audit confirmation per account / Request for copy of HP’s documents | RM 22.00 per request |
| Photocopy of HP-i agreement | RM 25.00 per request |
| Minimum Annual Income |
Minimum Annual Income:RM 24,000 |
|---|---|
| Minimum Age |
Minimum Age:18 years old |
| Maximum Age |
Maximum Age:65 years old |
| Guarantor Needed |
Guarantor Needed:If you are below 21 years old, if you do not meet the minimum annual income requirement or if you are a foreigner. |