Al-Ijarah Thumma Al-Bai (AITAB)
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Apply online for Maybank's Al-Ijarah Thumma Al-Bai (AITAB). Get car loan for interest rate as low as 2.8%.Find the lowest rate and save more on your monthly repayments!
Condition | Origin | Maximum Tenure | Margin Of Finance | Interest Rate |
---|---|---|---|---|
Condition:New |
Origin:Local |
Maximum Tenure:9 years |
Margin Of Finance:90% |
Interest Rate:3.45% and above |
Origin:Foreign |
Maximum Tenure:9 years |
Margin Of Finance:90% |
Interest Rate:2.8% and above |
Description | New Vehicles | Used Vehicles |
---|---|---|
Stamp Duties (Without Guarantor) |
Stamp Duties:RM 20.00 |
Stamp Duties:RM 20.00 |
Stamp Duties (Guarantor) | RM 60.00 | RM 60.00 |
Late Payment Fee | 1% on outstanding amount | 1% on outstanding amount |
Issuance of Letter to JPJ on interchange of registration number | RM53.00 | RM53.00 |
Transport charges | RM 10.60 | RM 10.60 |
Photostat charges | RM 10.60 | RM 10.60 |
Photograph cost (applicable for vehicle purchased from non-car dealer) |
N/A | RM10.60 |
Fax and telephone charges | RM 10.60 | RM 10.60 |
E-Hakmilik transaction fees | RM3.18 | RM3.18 |
Transport charges for inspection of vehicle conducted away from branch | N/A | RM10.60 inspection |
Interbranch inspection of vehicle | N/A | RM53.00 per inspection |
Minimum Annual Income |
Minimum Annual Income:RM 24,000 |
---|---|
Minimum Age |
Minimum Age:18 years old |
Maximum Age |
Maximum Age:60 years old |
Guarantor Needed |
Guarantor Needed:If you are below 21 years old and if you are a foreigner. Preferably parents or siblings. |