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Apply for Hire Purchase (Fixed Rate) by CIMB Bank - Apply online!

Apply online for CIMB's Hire Purchase. Get car loan for interest rate as low as 2.75%. Find the lowest rate and save more on your monthly repayments!

  • Minimum Monthly Salary RM 2,000
  • Minimum Financing Amount RM 15,000
Hire Purchase (Fixed Rate)

Product Details

Interest rate

Interest Rate

Condition Origin Maximum Tenure Margin Of Finance Interest Rate
Maximum Tenure:
9 years
Margin Of Finance:
Interest Rate:
2.85% p.a. flat
Maximum Tenure:
9 years
Margin Of Finance:
Interest Rate:
2.65% p.a. flat
Fees n charges

Fees and Charges

Road Tax Renewal
Road Tax Renewal:
RM 10
JPJ Search
JPJ Search:
RM 20
Puspakom Inspection (VR1)
Puspakom Inspection (VR1):
RM 28
Postage of Hire Purchase Agreement
Postage of Hire Purchase Agreement:
RM 2.50 (per recipient)
Stamp Duty on HP Agreement
Stamp Duty on HP Agreement:
RM 10 (per agreement)
Stamp Duties on R&R Agreement
Stamp Duties on R&R Agreement:
RM 10 (per agreement)
Courier Services
Courier Services:
RM 10 (WM) & RM 15 (EM)
Late Payment Fee
Late Payment Fee:
8%  p.a of the current outstanding amount


Minimum Annual Income
Minimum Annual Income:
RM 24,000
Minimum Age
Minimum Age:
18 years old
Maximum Age
Maximum Age:
70 years old
Guarantor Needed
Guarantor Needed:
Yes. Parents or siblings. Local guarantor for foreigners