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SOCSO Will Give You Money When You're on MC. How to Claim?

Updated 21 Nov 2019 – By Nisya Aziz

SOCSO - we’ve seen it on our pay slip every month. If you’re 60 years old and below, you’re required to contribute to both Employment Injury Scheme and Invalidity Scheme, while those who are over 60 must only contribute to the Invalidity Scheme.


So we kinda know that it will provide social security protections from emergencies and injuries, but what exactly can you claim for?  Here are the three claims to keep in mind, so that you’re well prepared when sh*t hits the fan.

1. Receive Financial Aid When You’re Temporarily Jobless

A lot of companies in Malaysia are retrenching their employees due to change in business direction. For example, recently Star Media Group had ceased its printing operations in Bayan Lepas which resulted in 100 employees retrenched.

So,if you ever lose a job, do keep in mind that SOCSO will be there to support you (RM600 for 3 months) while you’re looking for a job. It will also provide you training and assist you to get potential job replacement. This covered under the Employment Insurance Scheme (EIS), which came into effect on 1 January 2018. We hope you realised that you’ve been paying it monthly (check your payslip). 

Take note that this doesn't apply if you voluntarily resigned, stopped work because your contract ended or tell your boss to fly kite.


2. If You Die, Your Family Will Get Sums of Money

Not to be morbid, but we never know when things like this can happen. If you die (touch wood) during working hours, your family will be paid a maximum sum of RM2,000 (Funeral Benefit). This is good because, for some of us, dying isn’t cheap. We’ve talked about this before in our previous article - Malaysia vs Singapore: How Expensive Is It To Die?


Besides that, your family can also claim Survivor’s Pension. And of course, it comes with its terms and conditions. For example, if you leave a spouse, he/she will receive 60% of the daily income of the deceased throughout his/her life. What if you don’t have a spouse or children? Then your parents will receive 40% of the income.


3. Get Free Medical Treatment When You Met an Accident During Working Hour


Imagine this: You’re driving happily in the morning to work, it’s a good day and then suddenly,  out of nowhere, a van hit your car - BAM! Because of this, your whole body is aching due to internal injuries. Guess what? SOCSO can also assist you by giving free medical treatment at any registered clinic panel.


Known as the Employment Injury Scheme, you’re eligible to claim for free medical treatment for any injuries or accidents when:

  • you travel from home to work
  • you commute for work purposes e.g. meet a client or make a delivery
  • you travel between your workplace and the place you go for a lunch break (authorised recess)

That being said, you’ll need to make the payment first and then claim it later using the BGB form (Bayaran Ganti Belanja).


On top of that, you can also get Temporary Disablement benefit when you’re on MC and not less than 4 days including the day of the accident. Yes, you read that right. You’ll get 80% of your daily wage. However, you’ll NOT be paid for the days for which the employee works and earns wages during this period.


Don't Waste This Benefits!

Again, although many of us have seen the SOCSO deductions on our pay slip, we’re still unsure of what we can benefit from this contribution. We hope this article shed some lights on the claims you can make from SOCSO and fully utilised the benefits (because you’re paying for it anyway, why let it go to waste?).

To check your if your current employer contributed to SOCSO and the amount paid, visit If your employer didn't make contributions, you need to have a talk with your HR. The company could face up to an RM5,000 fine or further prosecution under the Employees’ Social Security Act 1969. Yup, it’s that serious, people!


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