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You Can Now Open Bank Account in the Comfort of Your Home

BY Team Loanstreet

Updated 08 Oct 2021

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The pandemic season makes it hard for everyone to travel to the bank. Imagine multiple banking actions at your fingertip, whenever and wherever you are. 

Now, with the Bank of China online e-Pocket account opening, new bank customers can conveniently open the e-Pocket account in the comfort of their home and access personal financial services at any time and anywhere.


What's covered in this article?

No queue, no hassle, just open your e-Pocket account online via the Bank of China Mobile Banking App 


If you’re a Malaysian citizen with MyKad, aged above 18 years old and new to Bank Retail Individual customers, you’re eligible. All you need is your MyKad for application and approximately 10 minutes of your time. 

You can download the Bank of China mobile banking app from Apple App Store, Google Play Store and Huawei App.

This e-Pocket is an e-money account that is integrated with an electronic Know Your Customer (e-KYC) solution to safely verify and authenticate customers’ identities in the process of account opening. 

Once your e-Pocket account is opened successfully, you can start making any transaction immediately without a grace period and you can maintain the account balance up to a maximum amount of RM5,000! 


How is it different from a saving account with a physical debit card?


You can save your wallet space with the Virtual UnionPay Debit Card that you will receive upon e-Pocket account opening. With your e-Pocket account, you can check your bank account details, make fund transfers via DuitNow/IBG to any bank and mobile numbers, pay your bills with JomPay, and easily make purchases at your favourite e-commerce sites.

e-Pocket also supports UnionPay QR Code cross-border payment so you can easily scan and pay UnionPay merchants in China, Hong Kong, and other available international or regional UnionPay merchants worldwide. You can also use e-Pocket with DuitNow QR for cashless and contactless payment transactions.


Don’t forget to get rewarded too!

Just open an e-Pocket account with us and transfer RM50 into your account during the campaign period to enjoy RM10* cash reward, valid from now until 31/12/2021. That’s not all, you can also stand a chance to win RM888* Cash Prize!

Visit any Bank of China branches or surf for more information!


*Terms & Conditions Apply
** The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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About the Author

Team Loanstreet

Run by a professional human-sized team, get resourceful tips & guides from our very own library of financial articles that can help improve your financial lifestyle & make a well-informed money decision. We strive to provide you with the best service in helping you to get the most out of that DUIT!


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