M’sians, Check Out These Flood Aids You Can Apply For!

Here's a comprehensive guide to the assistance available

1. Bantuan Wang Ihsan (BWI) up to RM1,000 for households

Image source: eCentral
 

In order to get this aid, you’d have to register for it first. BWI will only be given to each Malaysian Head of Household (Ketua rumah).
 

You’re still able to apply even if you are renting a house. The only difference is that your landlord wouldn’t be able to apply for it.
 

Here’s how to apply for BWI:
 

• Download and print the application form from the government’s website.

• Submit the form to the Jabatan Kebajikan Masyarakat (JKM) or Angkatan Pertahanan Awam Malaysia (APM) at Temporary Placement Centres (PPS).

• For further assistance, you can visit your District Office or refer to your State Disaster Management Committee (Jawatankuasa Pengurusan Bencana Negeri, JPBN).

For claims related to deaths caused by floods, additional forms and proof of kinship are required.

If you’re still feeling in the dark about this, you can click here or call the MyGCC Hotline at 03-8000-8000 for more information.

2. Bantuan Banjir Zakat Selangor 

For residents in Selangor, the Bantuan Banjir Zakat Selangor offers a one-off payment to ease the burden on asnaf (poor, needy, and converts) affected by floods.

Application Process:
 

• Apply online via the Zakat Selangor portal (apply here).

• Ensure eligibility by meeting these criteria:

  • Muslim, Malaysian citizen.

  • Born or residing in Selangor for at least three years.

  • Income threshold based on Haddul Kifayah calculations.

For more details and document downloads, visit the Zakat Selangor Website.

3. Program Prihatin Banjir

Bank Islam Malaysia Bhd has relaunched its Prihatin Banjir Program, offering relief for affected customers, including a six-month deferment on loan repayments for eligible financing types such as home, personal, and vehicle loans.

Here’s how you can apply:

• Get the application form on the official Bank Islam website, or you can visit any Bank Islam branch near you

• Prepare your supporting document (1) of the following:

1. Confirmation letter from ADUN (Ahli Dewan Undangan Negeri).

2. Letter from a Ketua Kampung or Penghulu.

3. Verification from the JKKK (Jawatankuasa Kemajuan & Keselamatan Kampung).

4. Letter from related agencies, such as NADMA (Agensi Pengurusan Bencana Negara) or MKN (Majlis Keselamatan Negara).

5. A police report detailing the damage caused by the flood.

• Submit your completed form and required documents to the nearest Bank Islam branch
   

4. CIMB Flood Relief Assistance

In response to the recent floods, CIMB Group Holdings Bhd has introduced a Flood Relief Assistance offering a six-month payment relief on loan and financing products to help alleviate the financial burden of individuals, SMEs, and micro-SMEs.
 

How to apply:
 

• Individual customers: Call CIMB’s Contact Centre at +603 6204 7788 or visit a branch.

• SMEs: Apply online at CIMB Flood Relief Assistance Plan.

• Corporate and Non-SME customers: Reach out to your CIMB Relationship Manager.

Stay protected and informed

Lastly, always make sure your vehicle is properly insured. If you're not sure which insurance provides additional protection for natural disasters, visit our car insurance page and get a quote right away or click on the image below.



We hope this article helps to lessen the burden with the available aids. The important thing here is to always be up to date with your local authorities and call the necessary parties to ensure that you do not miss out on these aids. 

For more information, you can visit the gomen’s flood aid website. 

*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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