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M’sians, Check Out These Flood Aids You Can Apply For!

Updated 09 Mar 2022 – By Nur Sabihah Zainuddin


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This article was translated by Henry Choo from "Jom Semak Senarai Bantuan Banjir Yang Korang Boleh Mohon!".
 

There’s been quite a lot of flash floods happening lately, don’t you think? When that happens, it financially burdens people and causes valuables to be lost. 

Surely they’d have to fork out a lot of money to replace what was damaged and lost, kan? That’s why the gomen has come up with a number of flood aids for the victims. 

If you or your family members are affected by the floods, let’s take a look at the aids that are available.
 

With the help of relevant agencies, the gomen has provided these monetary reliefs:

1. Bantuan Wang Ihsan (BWI) up to RM1,000 for households

In order to get this aid, you’d have to register for it first. BWI will only be given to each Malaysian Head of Household (Ketua rumah).

You’re still able to apply even if you are renting a house. The only difference is that your landlord wouldn’t be able to apply for it. 

Here’s how to apply for BWI:

  • Application can be made at your local District Office
  • For those who have been evacuated into Temporary Placement Centres (PPS), the Head of Households (KIR) can refer to the PPS staff. 
  • For those who did not move to the PPS, you can apply to your local Community Head or District Officer.
  • Approval will be depending on the confirmation of the District Officer as the District’s Head of Disaster Management (JPBD)
If you’re still feeling in the dark about this, you can click here or call the MyGCC Hotline at 03-8000-8000 for more information.

 

2. RM500 rebate on electrical appliances



Source: keluargamalaysia.gov.my


Remember the SAVE 3.0 Programme? Before this, you can get a rebate of RM400 when you purchase electric appliances, right? For flood victims, the gomen is giving an extra RM500 rebate with the Malaysian Family Flood Aid Program!

There are 15 types of electrical appliances that you can apply for a rebate. It’s even better that you can use both the SAVE 3.0 and this rebate! The only thing is, you’d have to do 2 separate transactions when you purchase your electrical appliances.
 

3. Basic Needs Purchase Relief (BBKA) RM2,500

This program was created to help Head of Households (KIR) purchase basic necessities for their homes affected by the floods in late 2021 and early 2022.


Source: keluargamalaysia.gov.my

If you’re listed as a BWI recipient and authorised by the State Disaster Operations Control Centre (PKOB), you don’t need to turn in an application for this, yeah. 

For those who didn’t apply for BWI, here’s how you can apply for BBKA:
  • Contact your state’s PKOB, and provide details of the Head of Household. 
  • Selected recipients will be confirmed by the district’s Disaster Management Task Force (JPBD)
  • The list of recipients will be submitted to the Implementation Coordination Unit (ICU) of the Prime Minister’s Department

4. Malaysian Family Automotive Aid

In this programme, the gomen has allocated RM1,000 automotive discount vouchers for either repair or replacement works for your personal vehicle that was damaged or lost due to the floods. You can also get a discount from automotive companies through this programme. 


Source: Proton

Best part, if you have no special perils coverage with your insurance, you can also apply for this aid, as long as your vehicle has been affected by the floods. You can click here to find out more information about this programme.

ALSO READ: Protect From Flood: When Can You Claim Your Insurance?


Aid for farmers & micro enterprise owners are also available:

5. Rice Paddy Disaster Fund (TBTP)

The fund is one of the instant monetary aids that the gomen has allocated for rice paddy farmers that are within the vicinity of the country’s rice paddy plantations. 

So, it doesn’t matter if you’re working at a paddy field in Kedah, you can apply for this aid. It’s not just limited to floods, but to other natural disasters as well.


Source: Berita Harian

Here are the rates depending on the area (hectare) of your paddy field:

Type of Aid Rates
Rice Crop Damage Aid RM1,800.00
Replanting of Rice Crop RM876.00
Drought Aid RM876.00
Rice Plantation Input Aid Dependant on Technical Committee’s recommendations


Here’s how you apply for TBTP

  • You have to apply within 14 days of the occurrence of the natural disaster.
  • Your application will be submitted and confirmed by the Technical Committee of TBTP (Agricultural Department)
  • Finally, the Induct Committee of TBTP (from the department of Ministry of Agriculture and Food Industries, MAFI) will consider your application.

 

6. Malaysian Family Flood Aid Grant (RM3,000) to affected microbusiness owners and informal business owners.

Good news to the microbusiness and informal business owners! An RM3,000 grant will be given to you to restore your business affected by the floods of December 2021 and January 2022. 

If you’re still unsure, here is the definition of formal and microbusiness. 

“Informal businesses are businesses that have not registered with the Companies Commission of Malaysia (SSM) or local authorities, while micro-enterprise are those who register with annual sales not more than RM300,000 or has a labour force of fewer than 5 people” - Ministry of Entrepreneur Development and Cooperatives (MEDAC)

Before you apply, here are the documents you need to prepare:

  • A copy of your IC
  • Your bank statements
  • A copy of a report from Police/Fire Department/NADMA/MEDAC Agencies/Constituency Leaders/Community Head/Rural Development and Safety Task Force (JPKK)/Tribe Leader (Sabah and Sarawak)/ Hawker and Petty Traders Association.
When you have compiled all the above, you can click here to apply.
 

Community aid is also available to those who have been affected by the floods

7. Cleaning and repair aid up to RM5,000

Recipients of this relief will be given to Head of Households who has received BWI that had their homes damaged due to the floods.


Source: keluargamalaysia.gov.my


For this aid, you don’t have to apply as there will be a selection process: 

Step 1: 
Surveyors will be present to evaluate the affected homes that have been listed by the PKOB/Community Head

Step 2:
The surveyor will determine the total damage cost. 
 

8. Home Repair For Serious Damages(RM15,000) or Home Restoration For Total Damage (RM56,000)

What if the damage in your house is serious and costs more than RM5,000? For this, there is the KPKT Flood Aid (Rumah Kasih Keluarga Malaysia Initiative).


Source: keluargamalaysia.gov.my


If your house is at a total loss, the gomen is also able to help. 

The application can be made by the Head of Household to the District’s Disaster Operations Control Centre or the District Office. The rebuilding process will take some time as there are a few phases.


Source: wilayahku


We hope this article helps to lessen the burden with the available aids. The important thing here is to always be up to date with your local authorities and call the necessary parties to ensure that you do not miss out on these aids. 

For more information, you can visit the gomen’s flood aid website. 

 

*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

 

ALSO READ:
4 Reasons Your Motor Insurance Claim Got Rejected
M’sians, Claim Rebate up to RM400 With Save 3.0! Here’s How

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