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M’sians, Check Out These Flood Aids You Can Apply For!

BY Nursabihah Zainuddin

Updated 21 Dec 2022

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This article was translated by Henry Choo from "Jom Semak Senarai Bantuan Banjir Yang Korang Boleh Mohon!".

There’s been quite a lot of flash floods happening lately, don’t you think? When that happens, it financially burdens people and causes valuables to be lost. 

Surely they’d have to fork out a lot of money to replace what was damaged and lost, kan? That’s why the gomen has come up with a number of flood aids for the victims. 

If you or your family members are affected by the floods, let’s take a look at the aids that are available.

What's covered in this article?

With the help of relevant agencies, the gomen has provided these monetary reliefs:


1. Bantuan Wang Ihsan (BWI) up to RM1,000 for households

Image source: eCentral

In order to get this aid, you’d have to register for it first. BWI will only be given to each Malaysian Head of Household (Ketua rumah).

You’re still able to apply even if you are renting a house. The only difference is that your landlord wouldn’t be able to apply for it. 

Here’s how to apply for BWI:

  • Application can be made at your local District Office
  • For those who have been evacuated into Temporary Placement Centres (PPS), the Head of Households (KIR) can refer to the PPS staff. 
  • For those who did not move to the PPS, you can apply to your local Community Head or District Officer.
  • Approval will be depending on the confirmation of the District Officer as the District’s Head of Disaster Management (JPBD)

If you’re still feeling in the dark about this, you can click here or call the MyGCC Hotline at 03-8000-8000 for more information.


2. RM500 rebate on electrical appliances

Image source: MyKMU

Remember the SAVE 3.0 Programme? Before this, you can get a rebate of RM400 when you purchase electric appliances, right? For flood victims, the gomen is giving an extra RM500 rebate with the Malaysian Family Flood Aid Program!

There are 15 types of electrical appliances that you can apply for a rebate. It’s even better that you can use both the SAVE 3.0 and this rebate! The only thing is, you’d have to do 2 separate transactions when you purchase your electrical appliances.

3. Basic Needs Purchase Relief (BBKA) RM2,500

Image source: eCentral

This program was created to help Head of Households (KIR) purchase basic necessities for their homes affected by the floods in late 2021 and early 2022.

If you’re listed as a BWI recipient and authorised by the State Disaster Operations Control Centre (PKOB), you don’t need to turn in an application for this, yeah. 

For those who didn’t apply for BWI, here’s how you can apply for BBKA:
  • Contact your state’s PKOB, and provide details of the Head of Household. 
  • Selected recipients will be confirmed by the district’s Disaster Management Task Force (JPBD)
  • The list of recipients will be submitted to the Implementation Coordination Unit (ICU) of the Prime Minister’s Department

Community aid is also available to those who have been affected by the floods


4. Home Repair For Serious Damages (RM15,000) or Home Restoration For Total Damage (RM56,000)

Image source: Info Bantuan Terkini

What if the damage in your house is serious and costs more than RM5,000? For this, there is the KPKT Flood Aid (Rumah Kasih Keluarga Malaysia Initiative).

If your house is at a total loss, the gomen is also able to help. 

The application can be made by the Head of Household to the District’s Disaster Operations Control Centre or the District Office. The rebuilding process will take some time as there are a few phases.

Source: wilayahku

Lastly, always make sure your vehicle is properly insured. If you're not sure which insurance provides additional protection for natural disasters, visit our car insurance page and get a quote right away or click on the image below.

We hope this article helps to lessen the burden with the available aids. The important thing here is to always be up to date with your local authorities and call the necessary parties to ensure that you do not miss out on these aids. 

For more information, you can visit the gomen’s flood aid website. 


*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.


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About the Author

Nursabihah Zainuddin


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