Best Fixed Deposit Promos Malaysia 2026

Here are the Best Fixed Deposit Promos in Malaysia 2026

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[Last update: 14 October 2026]

Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions.

Fixed Deposit is a type of investment account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It's quite popular because it's known to be risk-free and has higher interest rates when compared to a regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given.

NOTE: Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised.

What's covered in this article?

Bank & Promotion	Interest Rate	Minimum	Maximum	Tenure	Promotion Period	Remarks
AFFIN Bank 8 & 12 Months FD/TD-i Campaign	Up to 3.93% p.a.	RM 5,000	RM 200,000	Up to 12 months	09 October 2026 - 31 October 2026	Fresh funds only
Alliance Bank Privilege Banking Promotion	Up to 4.00% p.a.	RM 10,000	RM 300,000	Up to 6 months	01 October 2026 - 31 March 2027	Over the counter only
AmBank Online eFixed Deposit/eTerm Deposit-i Promotion	Up to 3.85% p.a.	RM 1,000	N/A	Up to 12 months	01 October 2026 - 31 October 2026	Reward codes required
CIMB Bank eFD/-i Campaign	Up to 3.90% p.a.	RM 1,000	N/A	Up to 15 months	29 September 2026 - 03 November 2026	-
Maybank e-Islamic Fixed Deposit-i (e/IFD-i) Campaign	Up to 3.93% p.a.	RM 5,000	N/A	Up to 12 months	01 October 2026 - 31 October 2026	Fresh funds only
MBSB Bank TD-i Campaign	Up to 4.00% p.a.	RM 1,000	N/A	Up to 12 months	02 October 2026 - 31 October 2026	-
Public Bank eFD via FPX Campaign	Up to 3.75% p.a.	RM 5,000	RM 2 million	Up to 12 months	01 October 2026 - 31 December 2026	-
RHB Bank Fixed Deposit/e-Fixed Deposit Campaign	Up to 3.80% p.a.	RM 5,000	N/A	Up to 9 months	31 July 2026 - 31 October 2026	Fresh funds only
Standard Chartered Fixed Deposit/Term Deposit-i Campaign	Up to 3.75% p.a.	RM 50,000	RM 1 million	Up to 12 months	01 October 2026 - 31 December 2026	Fresh funds only

What do you have to do if you are interested?

If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia), which is updated daily. Happy investing!

*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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Best Fixed Deposit Promos Malaysia 2026

What's covered in this article?

About the Author

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