Subscribe to Our Newsletter

We know you love savings. Sign up for more!

Best Fixed Deposit Promos Malaysia 2026

BY Team Loanstreet

Updated 11 Aug 2026




Follow Loanstreet on Facebook & Instagram for the latest updates. 

[Last update: 11 August 2026]


Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions. 
 

Fixed Deposit is a type of investment account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It's quite popular because it's known to be risk-free and has higher interest rates when compared to a regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given. 


NOTE: Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised.
 

What's covered in this article?


Bank & Promotion Interest Rate Minimum Maximum Tenure Promotion Period Remarks
AFFIN Bank

8-Month FD/TD-i
Campaign
3.82% p.a. RM
5,000
N/A 8 months 30 July
2026
-
31 August
2026
Fresh funds only
Alliance Bank

Privilege Banking Promotion
3.85% p.a. RM
10,000
RM
300,000
6 months 01 July
2026
-
30 September
2026
-
AmBank

Fixed Deposit/
eTerm Deposit-i
3.70% p.a. RM
1,000
N/A 12 months 10 July
2026
-
31 August
2026
Using HOT reward codes
CIMB Bank

TIA-i August 2026
Campaign
3.75% p.a. RM
1,000
N/A 12 months 04 August
2026
-
30 September
2026
-
Maybank

eFD/-i
Merdeka Campaign FY2026
3.65% p.a. RM
1,000
N/A 12 months 01 July
2026
-
31 August
2026
Fresh funds only
MBSB Bank

Term Deposit-i
Campaign
3.80% p.a. RM
1,000
N/A 12 months 01 August
2026
-
31 August
2026
Fresh funds only
Public Bank

Special Fixed Deposit
Campaign
3.70% p.a. RM
5,000
RM
10 million
15 months 01 July
2026
-
30 September
2026
-
RHB Bank

Fixed Deposit/
e-Fixed Deposit Campaign
3.80% p.a. RM
5,000
N/A 12 months 31 July
2026
-
31 August
2026
-
Standard Chartered

Fixed Deposit/
Term Deposit-iCampaign
3.75% p.a. RM
60,000
RM
1 million
12 months 01 July
2026
-
30 September
2026
Fresh funds only

 

What do you have to do if you are interested?

 

If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia), which is updated daily. Happy investing!


*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

ALSO READ:
Continue reading...

About the Author

Team Loanstreet

Run by a professional human-sized team, get resourceful tips & guides from our very own library of financial articles that can help improve your financial lifestyle & make a well-informed money decision. We strive to provide you with the best service in helping you to get the most out of that DUIT!

SEE ALL ARTICLES

Suggested Articles

Risks of Foreign Investing for Malaysians

Risks of Foreign Investing for Malaysians

Top Performing Unit Trust Funds in Malaysia 2026!

Top Performing Unit Trust Funds in Malaysia 2026!

Malaysia Investment Boom: Impact on Jobs & Salaries

Malaysia Investment Boom: Impact on Jobs & Salaries