Results from the 2016 MEF Salary Surveys reveal that Malaysian employees received lower increments and bonuses throughout 2016. If you’re one of the lucky few to receive some extra moolah, how do you use that hard-earned bonus wisely?
Global warming is becoming an increasingly worrying phenomenon and unless mankind takes major measures to halt it, it can have serious consequences. What can property developers do to reduce their carbon footprints and compensate for the pollution created?
Receiving your first paycheque can be an exciting experience which is usually a cause for celebration. What else can you do with your salary in the long-run, so as to obtain greater financial gains ahead of your peers?
When it comes to travelling overseas, some people may get caught up in the rush and excitement of getting ready that they forget about one of most important aspects of the trip: getting their foreign currency. Last minute exchanges may prove to be a costly mistake, so here's how you can avoid that!
Every Malaysian’s dream that was fostered in them by their parents since they were a child is to be the proud owner of their own home once they grow up. Unfortunately buying a property in current times is getting more challenging, and new home buyers are beginning to have concerns on where to buy their first property and what are the criteria to look at amongst others. Below we answer some of the top concerns.
Property hot-what? If you're still clueless about a hotspot and what it has to do with the property industry, then you're in luck. This article serves to explain, as simply as possible, why it's important and why you should take note of it.
Peer-to-peer (P2P) lending is a fintech product that
possesses a huge potential to address the Small and Medium Enterprise (SME)
business loan financing gap in Malaysia. Together with Equity Crowdfunding
(ECF), they represent a need for more alternatives in an industry that has so
long been dominated by banks. Since Securities Commission (SC) opened the P2P
lending license for bidding in May, it received more than 50 applications. Six
of them stood out as eventual winners. As the licensed platforms are expected
to be up and running in 2017, in this article we aim to help businesses and
potential investors to understand the potential value of the P2P lending. We
will look at the P2P functions from borrowers and retail investors’
perspectives. Then, we will give you a brief description of each of the six P2P
lending platform operators which you probably want to follow closely starting
The Budget 2017 announcement
which was so highly anticipated has come and passed us by. The hopes that the
budget would answer some of the property market concerns were partially
fulfilled with another affordable home scheme announced, a couple of property
related decisions made and a reasonable allocation of the budget delegated to
Car loans are one of the
most prevalent types of loans undertaken by Malaysians. After paying the
interest for several years, some people might make early settlement to repay car
loans in full. The motivation behind making early settlement largely boils down
to one reason - avoiding the interest charges in the later period.
We shall explore this
to help you understand whether making an early settlement makes economic
sense. We will let you know how much interest you would avoid/save if you were
to make early settlement today. Before that, we want to make sure that you
understand the “Rule of 78” that has probably puzzled so many borrowers.
The joys of owning a home can quickly turn to anxiety when experiencing overly taxing mortgage payments. Young homeowners and first-time buyers are especially feeling the pinch as living costs rise in Malaysia.If this is you, don’t throw in the towel just yet. Try these golden tips and continue to relish the joy of owning your own home:
Can you afford to fall sick in Malaysia?
3 things you need to know for retirement planning in your 30s
Why are Malaysians still foolishly investing in money games?
If you’re still into money games, shame on you!
11 Things You Might Be Doing That May Hurt Your Credit Score