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Want to Get Fast Financing Without Going to the Bank? Here’s How

BY Irwin Umban

Updated 11 Mar 2020




“Wah, seriously can meh?”


Of course, you can! As long as you have a phone, tablet, laptop or pc, you can easily apply for a personal loan online through Loanstreet. And, you can do it in less than 3 minutes okay!

If you’re new to loan application, make sure you understand a few things such as the interest rates, eligibility and loan size etc. so that you get the most out of your loan.

The good thing about applying for a personal loan these days is that you don’t even need collateral to apply for one. If you’re deemed eligible by the bank lah. And just like cash, you can use it for multiple purposes such as for wedding, repairing your cars, paying for your children’s education or start a business!

Anyways, let’s cut to the chase. Here's how you can easily compare and apply for the best personal loan through Loanstreet. 
 

What's covered in this article?


Step 1: Visit Loanstreet’s Website



Hover to the top menu that says “Loans”, then click ‘’All Personal Loans’’ under the submenu Personal Loans.
 

Step 2:How much money do you need?



Fill in the amount that you want to borrow, for how many years and your monthly salary. You also have the option to select whether you want Islamic Financing or loan for Government Servant. Once that’s done, click “FILTER”.

Then, as you scroll down, you will see the top 3 personal loans that people applied for. You can go ahead and choose those as well.



But, let’s just say you intend to compare several personal loans, so all you have to do is scroll below and you’ll see multiple loan options based on the loan amount and salary that you entered. 
 

Step 3: Compare first before you make a decision.



To start comparing, all you have to do is select the top 3 personal loans of your choice then click the big orange button that says “COMPARE NOW”.

Then, you’ll be taken to a page that looks like this:


Over here, you can easily compare the features of the top 3 loans of your choice. In a glance, you can see the difference in Total Interest Rate Paid, Total Repayment, your monthly payment and so much more.




Easy right? 

Then once you’ve made your final decision, simply click the big green button that says “APPLY NOW” to begin applying for that loan. 
 

Final Step: Fill in your details



This part is pretty self-explanatory. All you have to do is fill in your details. 

Make sure they are accurate, especially your phone number because we will verify your application by sending you an SMS code. 

Once you have doubled check everything is accurate, click “VERIFY” and we’ll send you the code. Then simply key in the code in the pop-up field. 




If you haven’t received the code within 1 minute, try to resend OTP code again. If still kenot, then maybe you better double check your mobile phone number.

Alright, so once you got the code, simply click “APPLY NOW” to complete your loan application. 

You’ll be taken to a thank you page which indicates that your loan application has been successfully submitted. Give yourself a high five!




By the way, each bank will have different speed when it comes to processing their loans. Typically within 1 to 2 weeks. This one we kenot control lah. All we can do is to submit your application within the same day of receiving your application.

Plus if money is urgently in need, you can always apply for a fast approval personal loan which is RHB Easy Pinjaman Ekspres!


Read more: 
 
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About the Author

Irwin Umban



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