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Home Renovation Costs Malaysia 2026: Budget & Finance Guide

BY Team Loanstreet

Updated 26 Dec 2025




Ever scrolled through Instagram or TikTok and stopped dead in your tracks at a stunning home interior? You know, those sleek Scandinavian kitchens, luxurious bathrooms, or super chill bedrooms that just scream "perfect abode"? Most of us dream of having a home that’s not just functional, but also a true reflection of our style.

 

You might think transforming your space is only for those with deep pockets, but hey, you’d be surprised! While the cost of living and construction has definitely gone up in Malaysia (thanks, inflation!), interior remodelling can still be quite achievable if you plan smart. We’ve crunched the numbers and gathered insights to help you navigate the world of home renovations in Malaysia for 2026.

 

Ready to turn those #inspiration boards into reality? Let’s dive into how much various home repairs and remodelling projects might set you back in Ringgit Malaysia (RM).



What's covered in this article?


What Does a Home Renovation Cost in Malaysia Generally? (2025 Estimates)

 

Before we break down specific rooms, let's talk general estimates. Renovation costs in Malaysia can vary wildly depending on the scope, materials, location, and the contractor you choose. Here’s a rough guide per square foot (sqft):

 
  • Minor Refresh (e.g., painting, basic fixes): RM20 - RM60 per sqft
  • Mid-Range Renovation (e.g., kitchen/bath upgrades, tiling): RM70 - RM150 per sqft
  • Major Overhaul (e.g., hacking, structural changes, high-end finishes): RM160 - RM300+ per sqft
 

So, for an average 800 sqft apartment, a mid-range renovation could easily cost between RM56,000 to RM120,000. Keep these figures in mind as we look at specific areas!

 

(Please note: These are general estimates for 2025. Actual costs will depend on specific project details, contractor quotes, and material choices.)

 

How Much Will Your Kitchen Renovation Cost?



 

Ah, the heart of the home! Whether you’re a master chef or just master of the microwave, a functional and beautiful kitchen is non-negotiable. It needs to withstand heat, moisture, and daily use, while also looking fantastic.

 

Here’s a breakdown of some common kitchen renovation costs:

 

Tiled Backsplash

 

Tiles are super practical for kitchen backsplashes – they're water-resistant, easy to clean, and come in endless styles. Think about those oily splatters from your sambal!

 
  • Estimated Cost (2025): RM5 to RM15 per square foot for installation, excluding tile costs (which vary greatly).
 

Countertops (e.g., Granite, Quartz)

 

A hardy countertop is a must. While granite remains a popular, durable, and aesthetically pleasing option, quartz has also become a favourite for its low maintenance and modern look. Darker colours can be great for hiding stains!

 
  • Estimated Cost (2025): RM250 to RM1,200 per square foot, depending on the material, thickness, and complexity.
 

Kitchen Cabinets

 

Cabinets are often the biggest investment in a kitchen renovation. They dictate storage, flow, and overall look. Options range from custom-built solid wood to more affordable laminated particle board.

 
  • Estimated Cost (2025): RM150 to RM600 per linear foot, or RM5,000 to RM30,000+ for a full kitchen set, depending on materials and design.
 

Refrigerator Repair vs. Replacement

 

Sometimes, fixing your current fridge is more economical than buying a brand-new smart one. A well-maintained fridge can last 10-15 years!

 
  • Estimated Cost (2025): RM150 to RM600, depending on the issue and fridge type. If it's old and constantly breaking down, replacement might be better in the long run.
 

What About Dining Room Renovation Costs?



 

The dining room is where memories are made, meals are shared, and guests are entertained. Keeping it calm, comfortable, and inviting usually means avoiding overly garish colours or awkward furniture.

 

Here are some typical costs:

 

Wall Painting

 

A fresh coat of paint can dramatically change a room's vibe. Soft, neutral colours like mint green, cream, or light grey create a relaxing atmosphere. For something more unique, textured paints or feature walls are also popular choices in Malaysia.

 
  • Estimated Cost (2025): RM1,500 to RM6,000+ for a standard dining room (including labour and paint, depending on paint type and number of coats).
 

Lighting Installation

 

Good lighting is crucial for ambience and practicality. From recessed lights to statement pendant lamps, there are tons of options. It's always best to get a professional electrician for safe installation.

 
  • Estimated Cost (2025): RM50 to RM250 per unit for installation (excluding light fixture cost), depending on complexity.
 

Carpet Cleaning

 

While less common for dining rooms now, carpets do add warmth and a touch of luxury. However, they need proper maintenance, especially in high-traffic areas. This is especially true in Malaysia's humid climate where cleanliness is paramount.

 
  • Estimated Cost (2025): RM1.50 to RM3.50 per square foot for professional deep cleaning, at least once or twice a year.
 

Bedroom Renovation Costs in Malaysia



 

Your bedroom is your sanctuary, a private space to relax and be yourself. Making it feel "just right" often starts with a clear theme, whether it’s minimalistic, rustic, or luxurious.

 

Here are some common bedroom renovation expenses:

 

Wallpaper Installation

 

Wallpapers offer incredible aesthetic adaptability and character. They come in a massive variety of designs, colours, and textures to match any personality.

 
  • Estimated Cost (2025): RM80 to RM350 per roll for installation (excluding wallpaper cost, which varies), usually quoted by an expert service provider.
 

Curtain Making & Installation

 

Matching curtains can tie your whole bedroom design together. You can buy off-the-shelf or opt for custom-made curtains for a perfect fit and unique style, especially useful for odd-sized Malaysian windows.

 
  • Estimated Cost (2025): RM15 to RM25+ per square foot for custom-made curtains and installation, depending on fabric and design complexity.
 

Wardrobe/Closet Installation

 

A well-designed wardrobe is essential for storage and aesthetics. Built-in wardrobes can maximise space and create a seamless look, ideal for compact urban living in places like Kuala Lumpur or Penang.

 
  • Estimated Cost (2025): RM400 to RM1,500+ per linear foot for custom built-in wardrobes, depending on materials and internal fittings.
 

How Much Do Bathroom Fixtures Cost to Renovate?



 

Don't neglect your bathroom! It should be a clean, comfortable, and convenient space. Bright, easy-to-maintain fixtures are always a good choice, especially given Malaysia's climate.

 

Consider these essential costs:

 

Sink Installation

 

Bathroom sinks come in all shapes and sizes, from simple porcelain basins to stylish top-mount or integrated designs. Proper installation by experts ensures leak-free plumbing.

 
  • Estimated Cost (2025): RM250 to RM800+ for professional installation (excluding sink cost), depending on design complexity.
 

Plumbing Repair & New Piping

 

From clogged drains to leaky pipes, plumbing issues are inevitable. Having a reliable, licensed plumber on call is crucial. For major renovations, you might need to reroute or replace entire pipe systems.

 
  • Estimated Cost (2025): RM120 to RM400+ for minor repairs. Major re-piping can cost RM5,000 to RM20,000+ for a typical bathroom. Don't compromise here; cheap fixes can lead to costlier problems!
 

Tiling & Waterproofing

 

Bathroom tiles need to be durable and water-resistant. Proper waterproofing is absolutely critical to prevent leaks and mould issues, especially for shower areas and wet bathrooms common in Malaysia.

 
  • Estimated Cost (2025): RM10 to RM30 per square foot for tile installation (excluding tile cost). Waterproofing can add RM5 to RM15 per square foot.
 

How Can You Finance Your Home Renovation in Malaysia?

 

Now for the crucial part: how do you pay for all this? Here are some common financing options for Malaysians:

 
  1. Personal Loans:

    Many banks in Malaysia offer personal loans that can be used for home renovations. These are unsecured loans, meaning you don't need collateral. Interest rates can be attractive if you have a good credit score.
     
    Bank (Illustrative) Loan Rate (2025) Minimum Income (RM)
    Bank A 3.85% p.a. 3,000
    Bank B 4.25% p.a. 2,500
    Bank C 5.50% p.a. 2,000
    Bank D 7.10% p.a. 1,800

     

  2. Cash-Out Refinance (Home Equity Loan):
    If you already own your home and it has appreciated in value, you might be able to refinance your existing home loan for a larger amount and take out the difference as cash. This typically offers lower interest rates than personal loans as it's secured by your property.
     
  3. Savings:
    The most straightforward way is to use your existing savings. This avoids interest payments altogether and is always the most economical option.
     
  4. EPF Withdrawal (Indirect):
    While you generally can't withdraw EPF directly for renovations, some might use it for housing loan down payments, thus freeing up cash for renovation. Always check the latest EPF withdrawal guidelines and terms.
 

Smart Tips to Save Money on Your Renovation

 
  • Set a Realistic Budget (and Stick to It!): Factor in a 10-15% buffer for unexpected costs. This contingency fund is vital for any project in Malaysia.

  • Get Multiple Quotes: Don't just settle for the first contractor you find. Compare at least 3-5 quotes from reputable renovation companies.

  • DIY Where Possible: Simple tasks like painting a wall or assembling IKEA furniture can save you labour costs. Embrace your inner handyman!

  • Prioritise: Focus on the most impactful areas first (kitchen, bathroom) or structural necessities. You can always tackle less critical spaces later.

  • Shop Around for Materials: Don't be afraid to visit different hardware stores, pasaraya, or suppliers. Bargaining can sometimes get you a better deal.

  • Consider Off-Peak Seasons: Contractors might offer better rates during less busy times of the year, avoiding major festive seasons.
 

Frequently Asked Questions (FAQ) about Home Renovation in Malaysia

 

Q1: How much does it cost to renovate a 3-bedroom house in Malaysia?
A1: For a typical 1,000-1,200 sqft 3-bedroom house, a mid-range renovation could cost between RM70,000 to RM180,000. This estimate varies greatly with the scope of work and materials chosen.

 

Q2: Can I get a personal loan for home renovation in Malaysia?
A2: Yes, many Malaysian banks offer personal loans that can be used for any purpose, including home renovations. Always compare interest rates, repayment terms, and eligibility criteria before applying.

 

Q3: How long does a home renovation usually take?
A3: Minor renovations might take a few weeks. A full-scale renovation for an apartment or house can range from 2 to 6 months, sometimes longer, depending on complexity, approvals, and contractor efficiency.

 

Q4: Do I need approval for home renovation in Malaysia?
A4: Yes, for major structural changes (e.g., hacking walls, extending structures), you generally need approval from your local city council (Majlis Perbandaran) and potentially building management (for stratified properties). Always check local council guidelines.

 

Q5: What are common pitfalls to avoid during renovation?
A5: Common pitfalls include not having a clear budget, hiring unlicensed contractors, failing to get a detailed contract, not supervising the work, and overlooking necessary approvals. Clear communication with your contractor is key!

 

Conclusion

 

Planning a home renovation in Malaysia in 2026 doesn’t have to be complicated. With experienced interior designers like The Makeover Guys (TMOG) and proper financial planning, homeowners can renovate with greater peace of mind.

 

Before starting your renovation, compare renovation loans and personal financing options using Loanstreet’s loan calculator to find a solution that suits your budget and renovation needs. With the right planning, turning your house into a comfortable home is well within reach!

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About the Author

Team Loanstreet

Run by a professional human-sized team, get resourceful tips & guides from our very own library of financial articles that can help improve your financial lifestyle & make a well-informed money decision. We strive to provide you with the best service in helping you to get the most out of that DUIT!

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