12 FULL-COVERAGE Scholarships Worth Considering Apart From JPA!

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*This article was first written by Caitlyn Ng. The content and information on this article might be changed or updated periodically by Team Loanstreet without prior notice.

Malaysian students looking to pay for their tertiary education would have already heard of financial programmes such as JPA, PTPTN, and MARA. Perhaps the most famous one is JPA, which not only provides full coverage of your tuition fees, it also gives you the opportunity to study overseas. The thing is, it’s also one of the most difficult to get accepted into.

Don’t worry, though, if you didn’t make the JPA list, there are plenty of other pre-university and undergraduate scholarship providers available! Some of them have capped values per year, which means you’d still have to fork out money if your course is more expensive. Then there are those that are full scholarships, i.e., no cap on the value.

We decided to provide a list below of just SOME of the full-coverage scholarship programmes which you can consider applying for:

What's covered in this article?

1) Bank Negara Malaysia Scholarship Programme (The Kijang Scholarship) – Pre-University

Location: Locally and overseas
Courses: Economics, accounting, finance, actuarial science, law and computer science
Universities: At the top universities per the Bank’s list of approved universities
Basic criteria: Not exceeding 19 years of age on 1 July 2025
Type of coverage: Unspecified

2) Bank Negara Malaysia Scholarship Programme – Undergraduate (Honours)

Location: Locally and overseas
Courses: Economics, accounting, finance, actuarial science, law and computer science
Universities: At the top universities per the Bank’s list of approved universities
Basic criteria: Not exceeding 25 years of age on 1 July 2025
Type of coverage: Unspecified

3) Biasiswa Tunku Abdul Rahman (BTAR)

Location: Locally only
Courses: Any course at Bachelor’s Degree level
Universities: Applicable for both IPTA and IPTS
Basic criteria: Citizen of Malaysia and not more than 25 years of age at the closing date
Type of coverage: In accordance with the current approved amount

4) Gamuda Berhad Scholarship

Location: Locally and overseas
Courses: Engineering (Civil, Electrical, Mechanical), Quantity Surveying, Building Surveying / Construction Management / Construction Technology, Property / Real Estate / Urban Planning, Architecture / Landscape, Environmental Science & Sustainability / Horticulture, IT / Computer Science / Software Engineering / Data Science, Business Admin/ Management, Finance / Accounting / Economics, Human Resources / Psychology, and Marketing / Communication
Universities: Applicable for both IPTA and IPTS
Basic criteria: Malaysian IC holder with a minimum 3As/CGPA 3.40 in STPM or equivalent
Type of coverage: Full tuition fees and living expenses

5) Shell Malaysia Scholarship Programme

Location: Locally and overseas
Courses: Various courses in the fields of engineering, sciences, and commerce
Universities: Prestigious colleges and universities
Basic criteria: Not presently holding other scholarships/loans; prior to application, ensure eligibility to work in the country where the scholarship programme is offered
Type of coverage: Unspecified

6) The Star Education Fund

Location: Locally
Courses: Variety of courses such as fashion design technology, accountancy, mass communication, economics, computer science (games & interactive media), petroleum/mechanical/civil engineering, business with law, etc
Universities: Some of the best educational institutions per The Star’s approved list
Basic criteria: Malaysians not more than 25 years of age (except for Master’s courses)
Type of coverage: Full coverage of tuition fees

7) Yayasan TM (Telekom Malaysia)

Location: Locally and globally
Courses: Various courses in the fields of information technology, management, cinematic arts and engineering
Universities: MMU (locally); the United States, the United Kingdom,
France, Germany, Korea, Japan, or Australia(globally).
Basic criteria: Not more than 21 years old
Type of coverage: Tuition Fees and monthly living allowance, including practical allowances.

8) UEM Group Scholarship Programme (Undergraduate)

Location: Locally and globally
Courses: Various courses in the fields of business, built environment, engineering, IT and computer-related
Universities: IPTAs (local) and top global universities.
Basic criteria: Malaysian citizens
Type of coverage: Academic expenses including tuition and examination fees, and medical life insurance, laptop, subsistence allowance and allocation for books as well as study-related equipment (for non-business students).

9) Permodalan Nasional Berhad (PNB) Global Scholarship Award

Location: United Kingdom and the United States
Courses: Applicant’s selection of courses EXCEPT for pharmacy, dentistry, medicine and any other course unrelated to PNB
Universities: Successful candidates will be studying at local preparatory colleges determined by PNB before pursuing undergraduate studies at overseas universities, and subject to PNB’s approval
Basic criteria: Age not exceeding 19 years
Type of coverage: Tuition fees, living allowances, accommodation, travel expenses, and other related costs.

10) Jeffrey Cheah Foundation-Sunway Group Scholarship

Location: Locally and globally
Courses: Various courses in the fields of engineering, business/management, and health sciences
Universities: Sunway University, Monash University, other local public and international universities
Basic criteria: Malaysian citizens below 25 years of age
Type of coverage: In addition to tuition fees, accommodation and a stipend to cover basic living expenses, candidates will be offered development opportunities such as internships and mentoring, and will be placed in the Sunway Group of companies upon completion of their studies

11) Yayasan Khazanah (Watan Scholarship Programme)

Location: Locally
Courses: Foundation and undergraduate
Universities: Approved universities in Malaysia.
Basic criteria: Not exceeding 18 years of age for the foundation programme; not exceeding 21 years of age for the undergraduate programme, and not exceeding 40 years of age for the Master's Degree programme.
Type of coverage: Full scholarships are offered.

12) Sin Chew Daily Education Fund

Location: Locally
Courses: Various courses in the fields of business-related, IT, arts & design, as well as engineering, to name a few
Universities: Some of the top tertiary education institutes in the country include Brickfields Asia College, Help University, KDU University College, Multimedia University, Segi University & College, Sunway College & University, Taylor’s University, University of Nottingham, Universiti Tunku Abdul Rahman (UTAR), to name but a few
Basic criteria: Malaysian citizen born on or after 1 January 2000.
Type of coverage: Full tuition fee waivers for the academic course selected

So there you have it, bright young scholars, a quick guide that lists out all the other providers that have really comprehensive scholarship programmes available. Some of them not only cover your tuition fees and living expenses, but they also give you a monthly allowance and the chance to be placed in their company upon completion of your studies!

What are you waiting for? The opening dates for these are coming up, and we wish you the best of luck in getting the scholarship of your choice!

*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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