UOB Basic Visa Classic Card by UOB

It's now easier to own your first big purchase with your VOX card! Convert purchases of RM1,000 and above to a 6-month tenure Easi Payment Plan (EPP)

Never fret about overseas transactions again! Enjoy 6 months 0% interest on overseas transactions

Earn	Spent In
10% SMART$ Rebate in addition to Cash Rebate	Participating merchants under SMART$ Rebate Programme
Up to 10% Rebates	UOB's exclusive SMART$ merchants

Plan	Interest Rate	Tenure
Plan i6	3.3%	6 months
Plan i12b	6%	12 months

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with 2% one-time upfront handling fee	From RM 500
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 500
18 Months	0% p.a. with 4% one-time upfront handling fee	From RM 500

0% Overseas Easi-Payment Plan

Any spend in any foreign currency of at least equivalent to RM3,000 in a single and/or accumulated receipt(s) and convert to 3 monthly repayments at 0% interest.

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
36 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000

Annual Fee For Primary Card	RM 72*
Annual Fee For Supplementary Card	RM 30
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*Monthly fee of RM 6 is waived with 1 swipe a month

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	16 years old
Who Can Apply	Anyone

Apply for UOB Basic Visa Classic Card by UOB